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Sharon Van Loenen

YBS Commercial

YBS Commercial

We’re opening up to the leisure sector

Vida Homeloans

Vida Homeloans delighted to announce that they have introduced a new range of Buy to Let Limited Editions with a fixed fee of £1,495.

Specialist lender Kensington

Specialist lender Kensington

Recent research from Kensington Mortgages reveals that 83% of homeowners and renters would consider a long-term fixed rate mortgage if it provided greater certainty of mortgage repayments.

First-Time Landlords

Income will still be verified in some circumstances however, such as where top slicing is being used or to validate tax status for some lower rate taxpayers.

Income Requirements

Income Requirements

To help more landlords, including those who would normally meet our lending criteria and risk profile but wouldn’t meet our minimum income requirements, we’ll no longer be asking for a minimum income of £25k.

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Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

Making a Complaint: It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk