Commercial or Super Specialist Buy to Let?

The pandemic has affected the commercial mortgage market far more than other mortgage markets, particularly in sectors such as hospitality. As a result, lenders became more cautious with their criteria, such as lower LTVs or declining applications from certain sectors.

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How important is the right solicitor in getting the mortgage completed?

The pandemic has highlighted the cumbersome and slow process often found in the mortgage market. As a result, it has been great to see advisers and mortgage lenders adopt innovations such as electronic ID and desktop valuations to improve this.

However, with the stamp duty deadlines, the services from solicitors have been impacted. This spotlight has shown up some of the slow and archaic procedures in the legal part of the transaction.

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