Exclusives

Check out below some of our exclusive and semi-exclusive lender products:

Limited Edition Residential

Rates starting at 3.30%
Up to £ 1 million available to 75% LTV
Up to £750,000 available to 85% LTV
Free valuation and £500 cashback on 2 Year and 5 Year fixed
Capital & Interest. Interest only to 60%, supported by an acceptable repayment strategy
Minimum property value £70,000

Bridge-to-Let Semi Exclusive

From 0.64% Bridging & 4.49% BTL pay rate
Resi / Dev Exit / Finish & Exit / Refurbs / Conversion to Resi or HMO all covered
75% LTV max + 100% works
£200k – £10m net
1 valuation, 1 set of legals, 1 upfront underwriting process
No minimum term on dev exits

Residential Semi-Exclusive

Max LTV 85%
Loan size from £100,000 up to £500,000
Available for Home Movers, Remortgages or FTBs
Flats above commercial properties
Up to 4 applicants with combined incomes
ERCs: 2 year 4/3%, 5 year 5/4/3/3/3%
Available on Vida 1, 2 and 3 only

Exclusive 80% LTV BTL

Max Loan £750,000
Standard Properties only
Min Valuation £100,000
2 year and 5 year fixed options available from 3.89%
Unlimited background portfolio with background portfolio stress testing at 100% of mortgage payments.
Max. age 95 years at end of mortgage term

Residential Exclusive – LUMI

Pay Day Loans- we do not accept these on our core range, unless the applicant has cleared them 12 months ago. On LUMI If the client has taken one taken from month 13 backwards, this is OK.
Minimum loan £25,001.
Maximum loan £1m (above on referral basis).
Minimum valuation £70k (£150k in London and South East).
Up to 75% LTV

Regulated Home Loans

Loans from £50,000 – £1,500,000
Loans below £125,000 are subject to a minimum interest rate of 0.89% PCM
Aged 21-85 years
Semi-commercial where the residential element is greater than 40% considered
Up to 65% LTV
Flats above commercial property

Select 90% LTV Exclusive

- - Loans from £25,000 – £1,000,000
  - Available for Purchases and Remortgages.
  - Consider up to 100% of Variable Income
  - Applicable to New Build properties, houses and flats
  - Self-Employed Applicants
  - Defaults acceptable if older than 36 months
  - Accept Limited Credit History

Refurbishment BTL

Up to 65% LTV Bridging product into 75% max LTV BTL exit
Bridging finance minimum loan £50,000 maximum loan £1m
BTL minimum loan £40,000, maximum loan £3m
Bridging finance rates from 0.54% per month
BTL rates from 3.14%

Personal finance limited distribution

Increasing the maximum LTV on all products from 60% to 65%.
Reintroduced interest only payments on personal finance products.
For second charge applications, where any element of the loan is for debt consolidation we won’t be able to offer Interest Only.

Commercial finance limited distribution

Launching a 0.65% bridge on residential property with a max LTV of 50%.
There will now be a ‘Standard’ and ‘Non Standard’ model instead of their current ABC. A’s and B’s will become Standard and C’s will become Non-Standard with a 10% max LTV reduction from Standard.

Hope 725 (Connect)

Just 0.725% per month
Up to 72.5% LTV
Increased max loan to £825,000 for Connect (normally £725,000)
Residential (unregulated) property anywhere in England and Wales.

Hope 75 (Connect)

Reduced to 0.74% per month
Up to 75% LTV
Increased max loan to £625,000 for Connect (normally £575,000)
Residential (unregulated) property anywhere in England and Wales.

Semi-exclusive

Minimum loan amount is £45,000
For new customers only
10% overpayments per year allowed without Early Repayment Charges
£500 cashback towards your legal costs for remortgage applications.

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This site is intended for the use by intermediaries only. For mortgages and other related services please visit our main site at: connectmortgages.co.uk

Connect for Intermediaries is a trading style of Connect IFA Ltd which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 441505. The FCA do not regulate all products we offer. Privacy Policy