Exclusives

Check out below some of our exclusive and semi-exclusive lender products:

Refurbishment BTL
  • Up to 65% LTV Bridging product into 75% max LTV BTL exit
  • Bridging finance minimum loan £50,000 maximum loan £1m
  • BTL minimum loan £40,000, maximum loan £3m
  • Bridging finance rates from 0.54% per month
  • BTL rates from 3.14%
 

Personal finance limited distribution
  • Increasing the maximum LTV on all products from 60% to 65%.
  • Reintroduced interest only payments on personal finance products.
  • For second charge applications, where any element of the loan is for debt consolidation we won’t be able to offer Interest Only.

Commercial finance limited distribution
  • Launching a 0.65% bridge on residential property with a max LTV of 50%. 
  • There will now be a ‘Standard’ and ‘Non Standard’ model instead of their current ABC. A’s and B’s will become Standard and C’s will become Non-Standard with a 10% max LTV reduction from Standard.

Hope 725 (Connect)
  • Just 0.725% per month
  • Up to 72.5% LTV
  • Increased max loan to £825,000 for Connect (normally £725,000)
  • Residential (unregulated) property anywhere in England and Wales.
 

Hope 75 (Connect)
  • Reduced to 0.74% per month
  • Up to 75% LTV
  • Increased max loan to £625,000 for Connect (normally £575,000)
  • Residential (unregulated) property anywhere in England and Wales.
 

Semi-exclusive
  • Minimum loan amount is £45,000
  • For new customers only
  • 10% overpayments per year allowed without Early Repayment Charges
  • For remortgage applications, a cashback of £250 is payable on completion of the mortgage.

Kensington Exclusive
  • Lower BTL rate
  • Non-standard construction properties up to 75% on select construction types
  • Maximum loan now £1.5m    (£1m for FTB)
  • HMO & MUB’s up to 75%
 

Autumn Specials
  • Available for landlords with small or large portfolios as well as limited companies.
  • Available for purchase and remortgages.
  • Available for Buy to Let, HMO’s and Multi-Unit properties.
  • Reduced Fees

Habito Access
  • We are one of two networks with access to Habito’s product range.
  • All enquiries must come through our Placement Team. Call the placement team on 01708 676135 to get help with cases that could benefit from this product.