Check out below some of our exclusive and semi-exclusive lender products:
Residential Exclusive – LUMI
- Pay Day Loans- we do not accept these on our core range, unless the applicant has cleared them 12 months prior to application. On LUMI we can accept a pay day loan as long as only one taken out in recent 12 months, it must be paid and settled on or before completion.
- Minimum loan £25,001
- Maximum loan £1m
- Minimum valuation £70k (£150k in London and South East)
- Up to 75% LTV
Owner Occupied Semi Exclusives
- Minimum loan amount is £45,000
- For new customers only.
- 10% overpayments per year allowed without Early Repayment Charges.
- The Application Fee is £175.
- The Valuation Fee is £0 for properties up to £500,000; above £500,000 a discount of £330 from the standard Valuation Fee scale applies.
- We offer £500 cashback towards your legal costs for remortgage
Commercial finance limited distribution
- Launching a 0.65% bridge on residential property with a max LTV of 50%.
- There will now be a ‘Standard’ and ‘Non Standard’ model instead of their current ABC. A’s and B’s will become Standard and C’s will become Non-Standard with a 10% max LTV reduction from Standard.