Exclusives

Check out below some of our exclusive and semi-exclusive lender products:

Regulated Home Loans
  • Loans from £50,000 – £1,500,000
  • Loans below £125,000 are subject to a minimum interest rate of 0.89% PCM
  • Aged 21-85 years
  • Semi-commercial where the residential element is greater than 40% considered
  • Up to 65% LTV
  • Flats above commercial property

Select 90% LTV Exclusive
      • Loans from £25,000 – £1,000,000
      • Available for Purchases and Remortgages.
      • Consider up to 100% of Variable Income
      • Applicable to New Build properties, houses and flats
      • Self-Employed Applicants
      • Defaults acceptable if older than 36 months
      • Accept Limited Credit History

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Refurbishment BTL
  • Up to 65% LTV Bridging product into 75% max LTV BTL exit
  • Bridging finance minimum loan £50,000 maximum loan £1m
  • BTL minimum loan £40,000, maximum loan £3m
  • Bridging finance rates from 0.54% per month
  • BTL rates from 3.14%
 

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Personal finance limited distribution
  • Increasing the maximum LTV on all products from 60% to 65%.
  • Reintroduced interest only payments on personal finance products.
  • For second charge applications, where any element of the loan is for debt consolidation we won’t be able to offer Interest Only.

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Commercial finance limited distribution
  • Launching a 0.65% bridge on residential property with a max LTV of 50%. 
  • There will now be a ‘Standard’ and ‘Non Standard’ model instead of their current ABC. A’s and B’s will become Standard and C’s will become Non-Standard with a 10% max LTV reduction from Standard.

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Hope 725 (Connect)
  • Just 0.725% per month
  • Up to 72.5% LTV
  • Increased max loan to £825,000 for Connect (normally £725,000)
  • Residential (unregulated) property anywhere in England and Wales.
 

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Hope 75 (Connect)
  • Reduced to 0.74% per month
  • Up to 75% LTV
  • Increased max loan to £625,000 for Connect (normally £575,000)
  • Residential (unregulated) property anywhere in England and Wales.
 

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Semi-exclusive
  • Minimum loan amount is £45,000
  • For new customers only
  • 10% overpayments per year allowed without Early Repayment Charges
  • £500 cashback towards your legal costs for remortgage applications.

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