Exclusives

Check out below some of our exclusive and semi-exclusive lender products:

Regulated Home Loans

Loans from £50,000 – £1,500,000
Loans below £125,000 are subject to a minimum interest rate of 0.89% PCM
Aged 21-85 years
Semi-commercial where the residential element is greater than 40% considered
Up to 65% LTV
Flats above commercial property

Select 90% LTV Exclusive

- - Loans from £25,000 – £1,000,000
  - Available for Purchases and Remortgages.
  - Consider up to 100% of Variable Income
  - Applicable to New Build properties, houses and flats
  - Self-Employed Applicants
  - Defaults acceptable if older than 36 months
  - Accept Limited Credit History

Refurbishment BTL

Up to 65% LTV Bridging product into 75% max LTV BTL exit
Bridging finance minimum loan £50,000 maximum loan £1m
BTL minimum loan £40,000, maximum loan £3m
Bridging finance rates from 0.54% per month
BTL rates from 3.14%

Personal finance limited distribution

Increasing the maximum LTV on all products from 60% to 65%.
Reintroduced interest only payments on personal finance products.
For second charge applications, where any element of the loan is for debt consolidation we won’t be able to offer Interest Only.

Commercial finance limited distribution

Launching a 0.65% bridge on residential property with a max LTV of 50%.
There will now be a ‘Standard’ and ‘Non Standard’ model instead of their current ABC. A’s and B’s will become Standard and C’s will become Non-Standard with a 10% max LTV reduction from Standard.

Hope 725 (Connect)

Just 0.725% per month
Up to 72.5% LTV
Increased max loan to £825,000 for Connect (normally £725,000)
Residential (unregulated) property anywhere in England and Wales.

Hope 75 (Connect)

Reduced to 0.74% per month
Up to 75% LTV
Increased max loan to £625,000 for Connect (normally £575,000)
Residential (unregulated) property anywhere in England and Wales.

Semi-exclusive

Minimum loan amount is £45,000
For new customers only
10% overpayments per year allowed without Early Repayment Charges
£500 cashback towards your legal costs for remortgage applications.