Expat BTL Mortgage

Tapping into the Growing Expat Buy-to-Let Mortgage Market | The expat BTL mortgage market is experiencing strong, sustained growth, as confirmed by multiple industry reports from lenders and brokers. According to Liz Syms, brokers entering this niche can unlock valuable opportunities provided they understand the key criteria that expat-focused lenders prioritise, including property type, rental income, and applicant […]

Portfolio Lenders

Liz Syms, CEO and Founder of Connect Mortgages A portfolio lender specialises in financing landlords who own four or more properties. These lenders use different criteria than typical buy-to-let lenders. Knowing when a portfolio lender is required and how they assess applications can save you time, cost and risk.  With new PRA rules for portfolio […]

Property Landlords

The buy-to-let mortgage market is evolving rapidly, placing greater importance on the role of experienced mortgage brokers. For property landlords, keeping pace with regulatory and tax changes is not just beneficial; it’s essential to protect and grow their investment portfolios. Key Tax Changes Impacting Landlords On 6 April, a major tax change came into effect: […]

Buy-to-let Sector

Buy-to-let Sector | Last week, the Prudential Regulation Authority (PRA) issued an important paper on underwriting standards in the buy-to-let sector. Liz Syms, CEO of Connect for Intermediaries, examines its implications and the potential shifts in investor strategies. The document “Underwriting Standards for Buy-to-Let Mortgage Contracts” finalises conclusions from the industry’s March consultation paper. Although […]