The Right Solicitor | Seeing A Mortgage Offer To Completion
Continuing from our earlier piece titled “Legal Work | When Conveyancing Goes Wrong Uncovered,” we aim to provide a balanced perspective. Let’s delve into the crucial role of the right solicitor in ensuring a successful mortgage completion. The ongoing pandemic has exposed inefficiencies in the UK mortgage market, highlighting sluggish and complex processes. While advisers […]
Financial advisers | What Do Customers Want From an Adviser?
Life is inherently uncertain. Offering expert financial guidance during a pandemic presents unique challenges for advisers. What are your clients’ genuine expectations and desires in this evolving landscape? Clients seek expertise, empathy, and reassurance from financial advisers. They deal with unprecedented economic shifts, job insecurities, and health concerns. Thus, advisers’ holistic and compassionate approach is […]
Property Taxation | Understanding Tax Adjustments Uncovered
Amidst the growing attention towards real estate acquisition, this piece serves as a refresher on noteworthy tax modifications pertinent to the taxation of residential property and related financial transactions since April 6, 2020. Additionally, it explores potential repercussions stemming from the ongoing COVID-19 pandemic. As the landscape of property investments continues to evolve, understanding the intricacies of […]
Specialist Brokers | The FCA Mortgages Market Study
Liz Syms, CEO of Connect for Intermediaries, represents specialist brokers and provides a unique perspective on the Financial Conduct Authority’s (FCA) recent Mortgages Market Study. Liz Syms, CEO and Founder of Connect This comprehensive report concludes consultations and confirms the FCA’s findings on first-charge residential mortgages. The market is generally effective but has notable shortcomings. […]
Broker Lender Panel | Can Broker Advice On Whole-of-Market?
The mortgage market landscape has significantly evolved in recent years, presenting a heightened complexity even within the mainstream sector. Liz Syms, CEO and Founder of Connect emphasises the necessity for brokers to stay informed about the evolving dynamics of the mortgage market. A depth of knowledge is now required for a single market sector that […]
Broker Tools and Product Guides | Uping Support to Brokers
Liz Syms, CEO and Founder of Connect Mortgages Broker tools and product guides | Connect for Intermediaries has launched tailored resources, including broker tools and product guides, to support mortgage professionals effectively. Their newly updated website provides access to over 160 lender product guides, ensuring brokers stay informed about the latest offerings. Furthermore, the site […]
Member Brokers | How Brokers Can Help Portfolio Landlords?
From October 1st, lenders must perform stricter evaluations before approving loans for rental property portfolios. This includes affordability testing. The Prudential Regulation Authority (PRA) guidelines suggest a “proportionate approach,” considering the borrower’s circumstances, portfolio, and additional income sources. Liz Syms, CEO and Founder of Connect Mortgages The Role of Brokers in a Changing Market The […]
Understanding the Bridging Market | Low Rates or Quick Deals
Securing financial assistance through bridging loans is efficient compared to traditional lending methods. However, comprehending the relationship between interest rates and processing speed remains challenging for many brokers. Liz Syms, CEO of Connect for Intermediaries, sheds light on the crucial interplay between these factors. Liz Syms, CEO and Founder of Connect Mortgages Octane Finance’s recent foray into […]