REFERRAL SERVICE

What is the Connect Referral service?

Connect’s Referral service is suited to Advisers or Introducers who do not have the correct permissions to be responsible for their clients’ advice or do not have the relevant knowledge or time.

This service is a great way to help more clients and still receive a share of the commission without having the regulatory responsibility for the advice. The Connect adviser is able to make a recommendation to your client from all the lenders Connect work with, not just the lenders Connect package for.

 When you refer a client, you will receive a share of the commission received from the lender and a share of any offer fee or completion fee paid by the client. We will discuss this with you in more detail before contacting the client. 

Connect for Intermediaries are also proud to be one of Legal and Generals SmartrRefer partners. Connect have been chosen as one of just a select few companies to look after the referrals of the broker members of Legal and General Mortgage Club. 

PACKAGING SERVICE

What is a Packager?

A packager, also known as a specialist distributor, assists in placing difficult cases by providing access to products, criteria, and lenders that may not be readily available or familiar to advisers. They are often used by new lenders entering the market to test products or manage enquiry volumes. Connect for Intermediaries only charges a commitment fee after the client agrees to proceed with a formal application based on the terms provided. If a better lending solution exists outside their panel, they inform the adviser, fostering long-term relationships through transparency and support in property finance.

Mortgage Packagers

At Connect, we partner with over 55 lenders, offering a wide range of mortgage products, including Buy-to-Let (BTL), Commercial, Bridging Finance, Residential Finance, and Second Charges. Our dedicated Special Placement Team provides comprehensive support across the whole market, helping you navigate even the most challenging cases. Contact us anytime for assistance.

Why Choose Us as Your Mortgage Packagers?

  • Extensive Lender Network: We don’t just stick to our packaging panel. With access to over 170 lenders, we explore all possible options to find the best solution tailored to your client’s unique needs.

  • Specialist Knowledge: Our Broker Support Advisers are experts in their respective market sectors. They continuously research and analyse lender offerings, equipping you with the insights needed to guide your clients effectively.

  • Full Support with You in Control: While we handle the paperwork and present the application in its best light, you maintain full control and client contact. We assist in securing the right lending solution, but you remain the primary adviser responsible for your client’s needs.

  • Exclusive Products and Criteria: Our strong relationships with lenders often grant us access to exclusive mortgage products and criteria that you can’t obtain directly. This includes newer lenders who prefer to work through packaging partners like us.

  • Keep All Broker Commission: You retain the full lender procuration fee, as lenders pay us separately for marketing, distributing, and processing applications on their behalf. Commissions are paid within 3 working days of receipt from the lender.

  • 24/7 Case Tracking: Our online case tracking tool allows you to monitor the progress of your applications at any time, ensuring you can keep your clients updated accurately.

  • Referral Options: If you lack the necessary permissions or prefer not to advise a client directly due to time or expertise constraints, we offer a referral service where another Adviser can manage the client on your behalf.

CALCULATORS

Select an option..

MORTGAGE CALCULATOR

Calculate the monthly payments for a particular loan amount and interest rate using this repayment calculator.

Amount:
Term:
Rate:
 

RENTAL CALCULATOR

Calculate the amount you may borrow, the amount rent you may charge and the amount of coverage.

Enter EITHER Mortgage Amount:
OR Monthly Rent:
Enter an interest rate, or use the typical rate indicated (%):
Amount of coverage required:

STAMP DUTY CALCULATORS

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