Which Mortgage Network Should I Join?

Which Mortgage Network Should I Join?

Which Mortgage Network Should I Join? | A UK Adviser’s Guide to Choosing the Right Broker Network

Joining the right mortgage network is one of the most important decisions a self-employed adviser or small broker firm can make. With numerous networks in the UK, each offering distinct support, fees, and opportunities, selecting the right fit will significantly impact your growth, profitability, and compliance journey.

In this guide, you will discover how to:

  • Evaluate mortgage network reviews and support services

  • Compare fee structures, lead provision and service models

  • Understand the differences between large and small networks

  • Shortlist the best mortgage networks UK-wide for your business goals

What Matters Most When Choosing a Network

Adviser Support & Firm Infrastructure

The best networks provide more than a brand. They give access to:

  • Compliance resources and regulatory updates

  • Training programmes and mentoring

  • Robust back-office and CRM systems
    Ask: “Will this network help me run my business efficiently so I can focus on clients?”

Commission, Fees & Transparent Costs

Network cost structures vary widely. Key questions include:

  • What are the upfront or ongoing network fees?

  • How are commissions treated? (fixed vs percentage)

  • Does the network provide lead generation or client referral support?
    Ensure you understand exactly what you’ll keep and what the network will deduct.

Lead Generation & Business Growth Support

If growing your client base is a priority, check whether the network offers:

  • Exclusive leads or referrals

  • Marketing tools and digital visibility

  • Content and brand-building support
    Align the network’s growth support with your target niche (first-time buyers, buy-to-let, commercial finance).

Network Size, Influence & Negotiation Power

Network scale can influence lender relationships and purchasing power:

  • Larger networks often secure better procurement fees with lenders.

  • Stronger infrastructure often means more efficient tech and operations.

  • Smaller networks may deliver personalised service and faster decision-making.
    Select a size that aligns with your business style and growth objectives.

Culture, Values & Fit

A good cultural fit matters greatly. Consider:

  • Does the network’s ethos reflect your client-service values?

  • Will you feel supported rather than just another number?

  • Are there adviser reviews you can check to see how current members feel?
    A supportive network culture often translates into higher adviser satisfaction and lower attrition.

Key Questions to Ask Before You Join

  • What training and CPD (continuing professional development) do you provide?

  • Can I meet the network’s leadership or existing members?

  • How many advisers are currently in your network, and what is your average retention?

  • What support do you provide in marketing, lead generation, and client acquisition?

  • How often do you update systems, compliance tools and lender panels?

  • Could you please share your typical cost and commission model for advisers in my niche?

FAQ: Which Mortgage Network Should I Join?

Question Answer
What is a mortgage network? A mortgage network is a regulated organisation that supports independent mortgage advisers. They provide access to lenders, compliance, technology, and training, allowing brokers to focus on their clients.
Why should I join a mortgage network? Joining a network enables advisers to trade under an established FCA licence while gaining access to compliance support, sourcing systems, and lender relationships that would be costly to manage independently.
How do I choose the right mortgage network? Consider your experience, client base, and goals. Look at the network’s lender panel, commission structure, compliance support, and technology before joining. The right fit depends on your business model.
What are the benefits of joining Connect Mortgage Network? Connect offers access to residential, commercial, and specialist lenders, a dedicated compliance team, and advanced technology for sourcing and CRM. Advisers also benefit from training, business development, and marketing support.
Is it better to be directly authorised or join a network? Being directly authorised offers more independence but comes with higher costs and greater responsibility. Joining a network allows you to focus on clients while the network manages compliance, training, and technology.
Do mortgage networks charge monthly fees? Most networks charge a monthly fee, a percentage of commission, or both. Always review the full fee structure before joining to understand costs and benefits.
Can appointed representatives still build their own brand? Yes. Many networks, including Connect, allow appointed representatives to operate under their own branding while benefiting from network permissions and support.
How much support do networks provide with compliance? Strong networks provide full compliance oversight, file checks, and regular audits to ensure advisers meet FCA standards. This protects both clients and advisers.
What type of advisers join Connect? Connect welcomes both new and experienced brokers, including those specialising in buy-to-let, commercial, and bridging finance. Support is tailored to each adviser’s business model.
How do I join a mortgage network? Contact the network’s recruitment or partnerships team, complete an application, and undergo due diligence checks. Once approved, you’ll receive induction, training, and onboarding support.

Shortlisting Top Mortgage Networks UK-Wide

We have reviewed several leading UK networks across size, services and adviser feedback. Some of the networks you should compare include:

  • Network A – large national network with 500+ advisers, strong lender procurement

  • Network B – mid-sized niche network specialising in buy-to-let and commercial finance

  • Network C – smaller agile network offering direct support, lower fee structure

(Note: This is a simplified comparison. Always carry out detailed due diligence tailored to your business.)

Joining Connect Brokers Network – A Strong Option

If you’re looking for a mortgage network that delivers:

  • Transparent cost structure

  • Access to multiple lender panels

  • Adviser-first culture and quality training
    …then the Connect Brokers network is worth your consideration. We welcome self-employed brokers, sole traders and small firms seeking full market access and strong business support.

👉 Join the Connect Brokers Network Today – speak to our team and see how we can help you grow.

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