L&G Mortgage Club

A square blue graphic promoting “L&G Mortgage Club for Advisers” with “Lender Access & Support” beneath in white text on a light-to-dark blue background. The original Legal & General logo with the multicolour umbrella appears in the lower section on a white panel.

L&G Mortgage Club for Advisers | Lender Access & Support. Looking for greater product choice and exclusive rates for your clients? The L&G Mortgage Club, delivered through our partnership with Legal & General, offers advisers unrivalled access to high-street lenders, specialist providers, and tailored support.

Whether you’re an established broker or a newly qualified adviser, joining the L&G Mortgage Club via Connect Brokers means tapping into the full strength of one of the UK’s most trusted mortgage networks.

What Is the L&G Mortgage Club?

The L&G Mortgage Club is Legal & General’s intermediary gateway, giving mortgage advisers access to over 90 lenders, including exclusive products, enhanced procuration fees, and dedicated support. When accessed through Connect Brokers, advisers benefit not just from L&G’s vast reach but also from our layered guidance, tools, and onboarding expertise.

The club is ideal for:

  • Appointed Representatives (ARs)

  • Directly Authorised (DA) brokers

  • New mortgage advisers seeking a structured, supported environment

Benefits of Joining Through Connect Brokers

When you join the L&G Mortgage Club with us, you don’t just get lender access, you get the full suite of Connect support and tech-driven tools:

🔹 Exclusive Lender Deals

Access preferred rates and products from lenders available only through the club.

🔹 AI-Driven Sourcing Tools

Benefit from our AI-powered mortgage sourcing, filtering criteria and client needs in real time, improving placement speed and suitability.

🔹 Faster Case Processing

Submit and track cases using our digital platform, integrated with L&G’s systems for greater efficiency.

🔹 Specialist Lending Support

Handle complex cases, such as self-employed, buy-to-let, and adverse credit, through our Specialist Mortgage Network for Advisers.

🔹 CPD & Compliance

We provide regular training, Consumer Duty guidance, and case review support to help you stay FCA-compliant.

🔹 Free to Join

There’s no cost to access the club when you join as an adviser through Connect.

How Does It Work?

You’ll be registered under our Connect network as an AR or supported as a DA broker. From there, you can immediately:

  • Submit cases to top lenders

  • Use our AI-enhanced sourcing tools

  • Receive ongoing compliance and placement support

  • View your procuration fee structure transparently

Not sure which model fits you? Visit Mortgage Clubs for Advisers for help choosing between AR and DA options.

Mortgage Network vs Mortgage Club – What’s the Difference?

Choosing between a mortgage network and a mortgage club depends on your level of experience, regulatory status, and the type of support you’re looking for.

A mortgage network is ideal for advisers who prefer to operate as Appointed Representatives (ARs), offering full FCA regulation, compliance support, and a structured support environment. This setup is perfect for newer advisers or those wanting hands-on guidance and fewer admin burdens.

In contrast, a mortgage club is generally suited to Directly Authorised (DA) brokers. It gives access to exclusive lender products and tools without being tied to a network’s oversight or commission structure.

Still deciding which route fits your business model? Read our detailed comparison: 👉 Mortgage Club vs Mortgage Network – What’s Right for You?

Who Is It Best Suited For?

  • Newly Qualified Advisers: If you’re early in your career, the L&G Club offers a low-barrier entry to a wide market. Learn more in our New Adviser Support Guide.

  • Established Brokers: Already writing regular business? The club provides enhanced commissions and admin support to help scale your operations.

  • Specialist Brokers: Those who handle non-standard cases will benefit from direct access to niche lenders. See our panel of mortgage lenders for details.

Get Started Today

Joining the L&G Mortgage Club through Connect Brokers is simple. We’ll guide you through onboarding, lender registrations, and tech setup so you can start placing cases faster, smarter, and with full support. If you’re not quite ready to join a club or network but still want to earn from referrals, explore L&G SmartrRefer, a simple way to refer mortgage leads and earn commission without advising directly.

JOIN OUR NETWORK

Thank you for reading our publication “L&G Mortgage Club for Advisers | Lender Access & Support.” Stay “Connect“-ed for more updates soon!