Challenges Facing Mortgage Advisers in 2022 | The mortgage industry has changed significantly in recent years, and today’s advisers face a dynamic landscape marked by new pressures and expectations. From tighter FCA regulations to shifts in consumer behaviour and increased competition from digital platforms, understanding these challenges is key to long-term success.
Regulatory Burden and Compliance
In 2022, the compliance environment has become more demanding. Advisers must stay up to date with FCA rules, especially emphasising Consumer Duty principles and responsible client outcomes. For many, keeping up with changing expectations without the backing of a compliance team is overwhelming.
👉 If you’re struggling with regulatory demands, a mortgage network can offer critical compliance support and oversight.
Lead Generation and Client Retention
With interest rates in flux and housing affordability a concern, advisers face increasing pressure to generate quality leads. At the same time, retaining clients in a competitive market, especially with online brokers entering the space, requires sharper engagement strategies and CRM tools.
👉 Read how a specialist mortgage network can help you attract and retain niche client segments.
Technology Gaps and Digital Expectations
Today’s clients expect advisers to offer seamless digital experiences from onboarding to case tracking. Many advisers still rely on outdated systems that slow processes and reduce efficiency. Modern clients, particularly younger buyers, want advisers who can communicate and manage cases digitally.
👉 Explore AI-driven tools and systems provided by top-tier mortgage networks to keep up with today’s digital demand.
Isolation and Lack of Peer Support
Whether you’re a self-employed adviser or part of a small firm, the role can feel isolating. Without mentoring or peer support, many advisers struggle to keep up with industry shifts or develop professionally.
👉 If you’re new to the industry, the Adviser Mortgage Network for the Newly Qualified offers mentoring, onboarding, and business development support.
Balancing Compliance with Business Growth
It’s tough to scale your business while juggling compliance, admin, and client care. The more time spent on processes, the less time remains for business generation.
👉 Learn how an IFA Network can support holistic financial advisers juggling mortgages, pensions, and more.
Internal Support to Help You Deliver
Trust and leads go hand in hand, but the right infrastructure supports them both. Here’s what we offer to help advisers grow:
If you’re serious about developing your client base and becoming the adviser people remember and recommend, you’re in the right place.
➡️ Ready to grow? Join Our Network today and turn leads into loyal clients.
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