Industry Insight Episode 07
Industry Insight Episode 07 | Missed an Episode? Catch Up Here: Explore previous episodes of our Industry Insight series, each one focused on a current theme shaping the housing and mortgage market: Episode 1: Multigenerational Living Is On the Rise Episode 2: Challenges in the Mortgage Industry Episode 3: Turning Annexes into Holiday Lets Episode […]
Broker Barometer Report
Broker Barometer Report | Brokers in the UK mortgage market are grappling with significant challenges in 2021. Lending constraints are their primary concern. Furthermore, valuation complications and Covid-related restrictions pressure an already complex landscape. The limited availability of mortgage products further exacerbates these difficulties. These issues underline the need for careful strategic planning as the […]
Industry Insight Episode 06
Industry Insight Episode 06 | The UK housing and mortgage sectors faced significant disruption in 2020. Lockdowns reshaped buyer behaviour, while reduced housing stock and shifting needs created new challenges for advisers. In this episode, we explore how the property market responded, how high-street redevelopment opened the door to alternative housing, and what it meant […]
Stamp Duty Holiday | £139M A Year Tax Boost For Treasury
The Impact of Extending the Stamp Duty Holiday on the UK Mortgage Market A recent study by Kensington Mortgages reveals that extending the stamp duty holiday could significantly benefit the UK economy. Maintaining the Stamp Duty Land Tax (SDLT) threshold of £500,000 may increase tax revenues. This potential growth stems from several factors, including […]
We Talk Mortgages | How Aldermore Supports High LTV Clients
Jon Cooper, head of mortgage distribution at Aldermore, highlights the success of our recent 90% LTV trial. We plan to re-enter this crucial sector, which has faced significant challenges in recent years. Brokers struggled throughout 2020 when helping clients secure high LTV (Loan-to-Value) products. During the pandemic, the market saw limited options as lenders focused […]
Industry Insight Episode 5
We are now on Industry Insight Episode 5, but if you missed previous episodes, we have you covered. If you missed our previous insights, you can catch up here: Multigenerational Living Is Rising Fast Mortgage Market Challenges Annexes as Holiday Lets Achieving the Dream of Homeownership Growth in Homeworking With COVID-19 restrictions in place, many […]
Industry Insight Episode 04
Industry Insight Episode 04 | We’re progressing strongly through our Industry Insight series, covering key topics shaping the mortgage and property sector. Each episode explores the challenges, trends, and opportunities that advisers and lenders face today. Catch Up: If you missed earlier insights, start here: Multigenerational Living Is on the Rise Challenges in the Mortgage […]
Industry Insight Episode 03
Industry Insight Episode 03 | Holiday Let Opportunities in 2020: Insights from Harpenden Building Society. In 2020, Harpenden Building Society explored key market trends. These were part of the Industry Insight series for mortgage advisers and property investors. Topics included: Multigenerational living trends Mortgage industry challenges The latest: Annexes used as holiday lets UK Holidays […]
Industry Insight Episode 02
Industry Insight Episode 02 | Mortgage Industry Challenges in 2020. Following our earlier feature on Multigenerational Living Trends in 2020, where we explored shifting housing dynamics. This second instalment of our Industry Insight series focuses on the impact of COVID-19 on the UK mortgage industry in 2020. As the UK market began to adjust to the uncertainty […]
Business Support
Business Support | As our payroll department advised you, the current Job Retention Scheme will end this month. From 1 November 2020, the government will introduce a new Job Support Scheme. Employees must work at least 33% of their usual hours. For every hour not worked, the employer and the government will each pay one-third […]