Broker Bi-Monthly

Square (600×600) graphic in two blues. A dark blue background with a subtle vignette/gradient. Centered at the top in smaller light blue text: “BROKER BI-MONTHLY”. Below, very large light blue uppercase headline stacked across multiple lines: “IS THERE / A HMO / BOOM?” with “HMO” the largest.

Welcome to our Broker Bi-monthly Newsletter! I’m Kay Richardson, Business Development Manager at Molo. In this edition, we’ll explore the buzz surrounding House of Multiple Occupation (HMO) rentals and uncover the reasons behind their current popularity in the real estate scene. Join me as we delve into the fascinating realm of HMO rentals and unravel […]

Industry Insight Episode 08

Square cover image with a dark blue gradient background. Large light-blue text reads “INDUSTRY INSIGHT” across the top. In the lower left, light-blue text reads “EPISODE 08”. In the lower right, a light-blue microphone icon symbolises the episode.

Industry Insight Episode 08 | In 2020, the UK saw an unexpected rise in demand for staycations. Travel restrictions, quarantine concerns, and global uncertainty shifted holidaymakers’ focus to local destinations. As international travel paused, homeowners and investors turned to UK holiday lets as a reliable source of income. This shift reshaped the holiday mortgage market, […]

Industry Insight Episode 07

A square graphic in shades of blue featuring bold dark blue text that reads Industry Insight above a horizontal line, with Episode 07 displayed prominently below.

Industry Insight Episode 07 | Missed an Episode? Catch Up Here: Explore previous episodes of our Industry Insight series, each one focused on a current theme shaping the housing and mortgage market: Episode 1: Multigenerational Living Is On the Rise Episode 2: Challenges in the Mortgage Industry Episode 3: Turning Annexes into Holiday Lets Episode […]

Broker Barometer Report

Square (600×600) cover image in two blue tones: a dark blue gradient background with large, bold, uppercase light-blue text reading “BROKER BAROMETER REPORT” stacked at the top-left. Below, a thin vertical light-blue line sits to the left of smaller uppercase light-blue text reading “SHAWBROOK’S POSITIVE OUTLOOK” on two lines, with “2021” beneath. Clean, minimalist layout with generous spacing

Broker Barometer Report | Brokers in the UK mortgage market are grappling with significant challenges in 2021. Lending constraints are their primary concern. Furthermore, valuation complications and Covid-related restrictions pressure an already complex landscape. The limited availability of mortgage products further exacerbates these difficulties. These issues underline the need for careful strategic planning as the […]

Industry Insight Episode 06

Square podcast cover for “Industry Insight Episode 06” in dark blue and light blue. Large stacked text reads “INDUSTRY INSIGHT” with “EPISODE” below and a big “06” in the bottom left. A simple light-blue microphone icon sits on the right against a dark blue background.

Industry Insight Episode 06 | The UK housing and mortgage sectors faced significant disruption in 2020. Lockdowns reshaped buyer behaviour, while reduced housing stock and shifting needs created new challenges for advisers. In this episode, we explore how the property market responded, how high-street redevelopment opened the door to alternative housing, and what it meant […]

Stamp Duty Holiday

Square blue infographic showing the headline “Stamp Duty Holiday” with the subheading “£139M a Year Tax Boost For Treasury”. Below the text are illustrated houses sitting on stacks of coins next to a large money bag with a pound symbol. Upward arrows and faint chart lines in the background suggest increased tax revenue and economic growth.

How Extending the Stamp Duty Holiday Could Boost the UK Mortgage Market.  The UK mortgage market would benefit significantly if the government extends or permanently adopts the Stamp Duty Land Tax (SDLT) holiday. New findings from Kensington Mortgages indicate that maintaining the £500,000 stamp duty threshold could drive a sharp increase in property transactions and […]

We Talk Mortgages

Blue graphic featuring an illustrated modern house with an upward arrow and rising bar chart beside it. Text at the top reads “New Build Homes” with the subheading “An Attractive Choice For Buy-to-Let”, set against a geometric blue background.

We Talk Mortgages | Aldermore Reaffirms Commitment to High LTV Mortgage Market.  Jon Cooper, Head of Mortgage Distribution at Aldermore, has reaffirmed the lender’s dedication to supporting brokers by re-entering the 90% Loan-to-Value (LTV) mortgage market. This vital segment has faced considerable challenges in recent years. Rebuilding the High LTV Landscape for Brokers The high-LTV mortgage […]

Industry Insight Episode 5

Square (600×600) podcast cover in two shades of blue. Large text at the top reads “INDUSTRY INSIGHT”. A simple microphone icon sits in the centre. At the bottom, bold text reads “EPISODE 5

We are now on Industry Insight Episode 5, but if you missed previous episodes, we have you covered. If you missed our previous insights, you can catch up here: Multigenerational Living Is Rising Fast Mortgage Market Challenges Annexes as Holiday Lets Achieving the Dream of Homeownership Growth in Homeworking With COVID-19 restrictions in place, many […]

Industry Insight Episode 04

Square 600x600 graphic in dark blue with light blue text reading “INDUSTRY INSIGHT” at the top and “EPISODE 04” at the bottom, with a centered light blue vintage microphone icon in between.

Industry Insight Episode 04 | We’re progressing strongly through our Industry Insight series, covering key topics shaping the mortgage and property sector. Each episode explores the challenges, trends, and opportunities that advisers and lenders face today.  Catch Up: If you missed earlier insights, start here: Multigenerational Living Is on the Rise Challenges in the Mortgage […]

Industry Insight Episode 03

Square social graphic in navy and periwinkle blue with large headline “INDUSTRY INSIGHT” and the text “EPISODE 03”, plus a small play-button icon in the top-right corner.

Industry Insight Episode 03 | Holiday Let Opportunities in 2020: Insights from Harpenden Building Society.  In 2020, Harpenden Building Society explored key market trends. These were part of the Industry Insight series for mortgage advisers and property investors. Topics included: Multigenerational living trends Mortgage industry challenges The latest: Annexes used as holiday lets UK Holidays […]