Buy-to-Let Mortgage
Buy-to-Let Mortgages – Complete Guide for Landlords and Investors. | A buy-to-let mortgage is designed specifically for property investors who intend to purchase residential property for rental income, rather than to live in it. Whether you’re a first-time landlord or looking to expand a portfolio of rental properties, understanding how these mortgages work is essential […]
What is a Buy-to-Let Mortgage?
What Is a Buy-to-Let Mortgage? Key Facts for Landlords. A buy-to-let (BTL) mortgage is designed for people who want to purchase a property to rent out. Unlike residential mortgages, these loans are based more on the property’s potential rental income than on the applicant’s personal income. Whether you’re a seasoned investor or a first-time landlord, understanding […]
Buy-to-Let and Holiday Let
Buy-to-Let and Holiday Let | The buy-to-let sector comprises properties in the private rented sector (PRS) financed by mortgages. It represents about a fifth of the UK’s total mortgage market and accommodates approximately 45% of private renters. Whether you’re an experienced landlord or a new investor, buy-to-let and holiday let mortgages offer attractive income opportunities, but […]
Buy-to-Let Watch Episode 11
In the latest instalment of our Buy-to-Let Watch series, Buy-to-Let Watch Episode 11 | we explore the rise of expat investors in the UK. This follows our previous update, Buy to Let Watch Episode 10, which examined the extraordinary long-term view of short-term lets. We press with this episode and discuss the rising overseas interest in the […]
Landlords Face Big Tax Rise in 2024
Landlords Face Big Tax Rise in 2024 – What to Know Now: Discover how to prepare, reduce costs, and stay ahead of the property tax reforms set to take effect this April. Mortgage Costs Rising for Buy-to-Let Landlords in 2024 This year, nearly 150,000 buy-to-let landlords will see a sharp rise in mortgage costs as […]
HMO Properties
HMO Properties – What Advisers and Investors Need to Know | HMO stands for House in Multiple Occupation, a residential property rented out by three or more unrelated individuals who share facilities like kitchens or bathrooms. For example, three professionals sharing a house would qualify as an HMO, whereas a family of three living together would […]
West One Can Finance HMOs | Connect Panel Specialist Lender
Get to know how West One can help your clients to finance a HMO:
West One
West One | As we reflect on this year, the UK HMO sector remains a strong performer in the Buy-to-Let market. Many experienced landlords are attracted to HMOs for their potential to generate above-average rental yields. However, can first-time landlords successfully enter the HMO market with their first property? Surprisingly, the answer is yes. At […]
Buy-to-Let Watch Episode 10
In the latest instalment of our Buy-to-Let Watch series, Buy-to-Let Watch Episode 10 | An Extraordinary Long View on Short-Term Lets, we explore the key regulatory developments shaping the short-term let market in 2023. This follows our previous update, Buy to Let Watch Episode 9, which examined the challenges landlords face in a shifting rental environment. Recent government […]
Investment Property Mortgages UK
Investment Property Mortgages UK – Guide for Advisers | Helping clients secure the right investment property mortgage is key to supporting long-term wealth growth. Whether you’re advising on a single buy-to-let, an HMO conversion, or a whole-portfolio refinance, understanding lender expectations and structuring the deal correctly are essential. This guide outlines the core mortgage options for […]