The Renters’ Rights Bill
The Renters’ Rights Bill: What BTL Advisers Need to Know | By Liz Syms, Chair of the Society of Mortgage Professionals and CEO of Connect for Intermediaries As the Renters’ Rights Bill nears its final parliamentary stage, the private rented sector is on the cusp of significant reform. With Royal Assent expected by November 2025, […]
Buy-to-Let Market Shows Steady Recovery
Buy-to-Let Market Shows Steady Recovery |By Liz Syms, Chair of the Society of Mortgage Professionals and CEO of Connect for Intermediaries As the UK buy-to-let (BTL) sector gradually transitions from contraction to cautious recovery, advisers working with landlord clients have reason to be alert to renewed opportunity. Over recent months, we have seen small but […]
Buy-to-Let Watch Episode 13
Buy-to-Let Watch Episode 13: Helping Landlords Prepare for EPC Rules. How advisers can help landlords incorporate energy improvements into their routine property management. Energy Performance Certificate (EPC) reform remains a key issue for landlords. Though the original 2025 and 2028 plans are paused, the latest government consultation from February 2025 has revived discussions. Current proposals […]
Buy-to-Let Watch Episode 12
Buy-to-Let Watch Episode 12: Why Knowledge is Key for Advisers | The more advisers understand current trends, the more valuable they become to professional landlords. The buy-to-let sector is undergoing rapid changes, driven by higher interest rates, government policies, and shifting tenant demand. These shifts are transforming the private rented sector, making expert advice more […]
Buy-to-Let and Holiday Let | An Insight for Advisers
The buy-to-let sector comprises properties in the private rented sector (PRS) financed by mortgages. It represents about a fifth of the UK’s total mortgage market and accommodates approximately 45% of private renters. In the UK, 19% of households rent privately, 35% own their homes outright, and 30% have mortgages. Moreover, 17% of households are social renters […]
Buy-to-Let Watch Episode 11 | Expert Mortgage Brokers
Buy-to-Let Watch Episode 11 | The Rise of Expat and Foreign Investor Buy-to-let Mortgages In The UK According to HMRC data, overseas buyers accounted for 1.4% of UK property transactions in the year ending March 2023. Although this figure appears small, it marks a significant 20% increase compared to the previous year. This upward […]
Landlords Bracing Sizeable Rise | A Buy-to-let Nightmare
Rising Mortgage Rates for Buy-to-Let Landlords In 2024, about 150,000 buy-to-let landlords are poised to see their mortgage payments jump as their fixed deals end. Data shows that 144,000 landlords will end their five-year agreements, facing higher rates when they remortgage. Current vs. Future Mortgage Rates Back in 2019, landlords enjoyed an average rate of […]
HMO Properties | An Insightful Guide To Property Investment
HMO Properties The acronym HMO, which stands for House in Multiple Occupation, is a specialised classification of residential properties. An HMO is a dwelling leased to three or more individuals not part of the same household. To put it into perspective, a trio of unrelated individuals cohabiting in a single property would meet the criteria […]
West One Can Finance HMOs | Connect Panel Specialist Lender
Get to know how West One can help your clients to finance a HMO:
West One | West One Can Finance HMOs With Up To 10 Bedrooms
As we reflect on this year, the UK HMO sector remains a strong performer in the Buy-to-Let market. Many experienced landlords are attracted to HMOs because of their potential for generating above-average rental yields. However, can first-time landlords successfully enter the HMO market with their first property? Surprisingly, the answer is yes. At West One […]