We thoroughly enjoyed our last feature, “Buy-to-Let Watch Episode 5 | Survival of The Biggest”, and now, desiring to offer our readers a varied subject, we aim to delve into Buy-to-let Watch Episode 6 | Why Investor Strategy is Important in today’s discussion.
Liz Syms: “Recently, I participated in several industry events. There’s a noticeable eagerness among mortgage professionals to reengage in networking activities.
This eagerness extends to buy-to-let (BTL) investors, as seen at a recent property investor show. The two-day event, which was aimed at consumers, was bustling with activity.
It was my first face-to-face interaction with BTL investors since the pandemic began. I was curious about the attendees, their profiles, and the variety of investors present.
To my surprise, the event was well attended by enthusiastic individuals. Thousands of property investors were eager to expand their BTL property and finance knowledge.
The energy and turnout underscored a collective thirst for information within the BTL investment community. This added an optimistic note to the resurgence of networking activities in the mortgage industry.
This experience emphasised the market’s resilience and ongoing vitality despite the lingering challenges posed by the pandemic.
Buy-to-let Watch Episode 6 | Insights from portfolio landlords to aspiring property enthusiasts
Buy-to-let Watch Episode 6 | Educate your portfolio landlords on green mortgages and EPC requirements
| Lender | Rating | Rate | Rate type | LTV | Incentives |
| BOI | A-C | 1.76% | 2-year fix | 60% | Lower rates |
| BOI | A-C | 2.12% | 5-year fix | 75% | Lower rates |
| Foundation | A | 3.14% | 5-year fix | 75% | Lower rates and £750 cash back
Less attractive options for B&C ratings |
| Foundation | A | 1.99% | 2-yr variable -no ERC | 75% | Lower rates |
| Kensington | – | 4.34% | 2-year fixed | 80% | £1000 cashback if rating improved in 12-months from completion |
| Landbay | A-B | 2.89% | 5-year fixed | 70% | Lower rates
Slightly higher for C rating |
| LendInvest | A-C | 2.88% | 5-yr fixed | 65% | Lower rates and fees |
| TMW | A-C | 2.24% | 2-yr fixed | 80% | 80% only available for A-C ratings |
| Paragon | A-C | 3.99% | 5-yr fixed | 80% | Lower rates |
Buy-to-let Watch Episode 6 *Details correct as at 25/10/21
Buy-to-let Watch Episode 6 | Opportunities for property investors
Lenders offering environmentally friendly mortgages provide cost savings compared to traditional products. For instance, Paragon includes a green mortgage option for every standard product, offering a 0.1% discount.
Financial advisers should promote these eco-friendly products to Buy-to-Let (BTL) clients. This helps them navigate upcoming regulatory changes with ease. By adopting this approach, advisers can enhance their value to property investors while addressing sustainability goals.
Building strong client relationships is essential for financial advisers. Understanding each investor’s needs and long-term goals fosters trust and positions the adviser as a reliable partner. This collaborative approach benefits both parties in achieving success.
Helping clients expand their property portfolios offers a significant advantage. Frequent mortgage transactions, potentially every few months, ensure consistent business rather than sporadic activity every few years.
Seizing the opportunities presented by green mortgages boosts financial performance and builds lasting client relationships, which is vital in the UK’s constantly evolving property investment market.
We have reached the end of Buy-to-Let Watch Episode 6 | Why Investor Strategy is Important. Until next time, stay “Connect!”
