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Network Member Commissions - 2025

This commission table is for Connect Network Members who are advising their customers only. If you are an introducer, directly authorised or a member of a different Network, please visit the commissions page here.

Network Member Commissions

INSTRUCTIONS:

Use the Search box to find anything. Enter a ‘lender name’ or a mortgage type, such as ‘BTL’ or ‘Residential’; or even a commission rate, such as ‘1.5‘

FREQUENTLY ASKED QUESTIONS

FAQ

How much of the adviser commission will I receive?

All Connect Network Members will receive a share of the adviser commission based on the distribution route selected. The percentage shared will be based on the advisers firm contract and grading achieved.

Which distribution route should I pick?

Firstly establish whether the product you are recommending to your client is an exclusive product to a particular distribution route. If it is an L&G exclusive for example, you will need to select this route. If this is not the case, you can select the route that you prefer. If you chose the packaging route, your application will need to be submitted via Connect an there will be a £99 application fee on full application submission. However, in many cases, the packaging route, with its bonus, will give you a higher level of commission as Connect will be sharing some of its distribution allowance with you. You will also benefit from the Connect team managing the case submission and administration for you.

Why does my illustration show a different level of commission?

Lenders pay marketing and distribution allowances to product distributors such as L&G club, Connect Direct and Connect Packaging. This pays the distributors for granting lenders access to their adviser relationships, marketing the products and research, placement and packaging services. The mortgage illustration includes any allowance paid to the distributor and this is not always broken down. It is important therefore that advisers refer to the above table to establish the adviser commission on which their share will be paid.

Direct submission of bridge and development loans.

For bridge and development cases, we remain committed to retain no more than 0.25% as Connects packaging and distribution allowance for our Network Members giving client advice. Whether you use the packaging route or submit directly where the lender allows this, the commission rate on the packaged table will apply. Where a lender does not pay commission, a 1% fee needs to be added to the loan which the network share and distribution allowance will be taken from.

Expert Adviser Commission

Bridge and Development advisers with Expert status, will receive their share based on the total commission received from the lender whenever they submit directly and Connect will deduct only the firms standard Network share. However, if the Expert uses the Packaging and Placement team to submit the application, then the standard adviser packaging commissions will apply.

Commission sacrifice

Connect allow you to sacrifice commission to improve terms for your customers. However, please not that any sacrifice will come from the Adviser share of commission and not from any packaging, distribution or club allowance paid to Connect or L&G. Where a lender does not pay commission, a 1% fee needs to be added to the loan which the network share and distribution allowance will be taken from.