REFERRAL SERVICE

What is the Connect Referral service?

 

Connect’s Referral service is ideal for Advisers or Introducers without the required permissions, knowledge, or time to advise clients directly. This service allows you to help more clients while earning a share of commission without regulatory responsibility for advice. A Connect adviser can recommend solutions to your client from all lenders Connect works with, not just Connect’s packaged lenders. When you refer a client, you receive a share of commission from the lender and fees paid by the client.

We’ll explain the commission structure and process in detail before contacting your referred client for further assistance. Connect for Intermediaries is proud to be a Legal & General SmartrRefer partner, trusted to handle broker referrals. As one of the select companies chosen, Connect supports Legal & General Mortgage Club members by professionally managing client referrals.

PACKAGING SERVICE

What is a Packager?

A packager, also called a specialist distributor, helps place complex cases by offering access to exclusive products, criteria, and lenders. They are commonly used by new lenders entering the market to test products or handle high enquiry volumes efficiently. 

Connect for Intermediaries charges a commitment fee only after the client agrees to proceed with a formal application. If better lending options exist outside their panel, they inform the adviser, promoting trust and long-term relationships through transparency.

Mortgage Packagers

At Connect, we partner with over 55 lenders, offering a wide range of mortgage products, including Buy-to-Let (BTL), Commercial, Bridging Finance, Residential Finance, and Second Charges. Our dedicated Special Placement Team provides comprehensive support across the whole market, helping you navigate even the most challenging cases. Contact us anytime for assistance.

Why Choose Us as Your Mortgage Packagers?

  • Extensive Lender Network: We don’t just stick to our packaging panel. With access to over 200 lenders, we explore all possible options. Rest assured, we aim to find the best solution tailored to your client’s unique needs.

  • Specialist Knowledge: Our Broker Support Advisers are experts in their respective market sectors. They continuously research and analyse lender offerings, equipping you with the insights needed to guide your clients effectively.

  • Full Support with You in Control: While we handle the paperwork and present the application in its best light, you maintain full control and client contact. We assist in securing the right lending solution, but you remain the primary adviser responsible for your client’s needs.

  • Exclusive Products and Criteria: Our strong relationships with lenders often grant us access to exclusive mortgage products and criteria that you can’t obtain directly. This includes newer lenders who prefer to work through packaging partners like us.

  • Keep All Broker Commission: You retain the full lender procuration fee, as lenders pay us separately for marketing, distributing, and processing applications on their behalf. Commissions are paid within 3 working days of receipt from the lender.

  • 24/7 Case Tracking: Our online case tracking tool allows you to monitor the progress of your applications at any time, ensuring you can keep your clients updated accurately.

  • Referral Options: If you lack the necessary permissions or prefer not to advise a client directly due to time or expertise constraints, we offer a referral service where another Adviser can manage the client on your behalf.

CALCULATORS

Select an option..

MORTGAGE CALCULATOR

Calculate the monthly payments for a particular loan amount and interest rate using this repayment calculator.

Amount:
Term:
Rate:
 

RENTAL CALCULATOR

Calculate the amount you may borrow, the amount rent you may charge and the amount of coverage.

Enter EITHER Mortgage Amount:
OR Monthly Rent:
Enter an interest rate, or use the typical rate indicated (%):
Amount of coverage required:

STAMP DUTY CALCULATORS

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