Vida Homeloans has launched its latest limited-edition mortgage products, tailored for both Buy-to-Let landlords and residential property buyers across the UK. These new offerings reflect the lender’s commitment to delivering flexible, FCA-compliant mortgage solutions that support clients at every stage, from first-time buyers to experienced investors.

As part of its innovation-led approach, Vida now offers a Buy-to-Let Limited Edition mortgage with a competitive fixed fee of just £1,495. This option is designed specifically for landlords seeking cost certainty and long-term financial stability a standout choice for those growing their property portfolio.

For residential customers, Vida has introduced a suite of bespoke mortgage products built to accommodate unique income profiles, property types, and affordability needs. Whether it’s helping clients get on the property ladder or refinance for better terms, these offerings deliver on both accessibility and personalisation.

Why Advisers Should Take Note

For advisers navigating the evolving mortgage landscape, these limited-edition products provide valuable tools to serve a diverse client base. By incorporating these into your offering, you can present solutions that align with current lender criteria, boost affordability, and increase your client success rate.

👉 Need guidance on matching the right product to your client? Visit our Specialist Mortgage Network for Advisers page for expert case support and lender access.

Key Product Highlights:

• Buy-to-Let Limited Edition with a fixed fee of £1,495

• Tailored residential mortgage options for varied borrower needs

• Aligned with FCA-compliant policies and lending criteria

• Backed by AI-driven tools for smoother case packaging and faster decisions

• Accessible through trusted networks and specialist distributors

Buy to Let Limited Editions

• Available on Standard and HMO/MUB range
• Fixed fee of £1,495, which can be added to the loan
• SPVs accepted
• Available for purchases or remortgages

Rates

• Standard 2-year fix 75% @ 2.89%
• Standard 5-year fix 75% @ 3.09%
• HMO/MUB 2-year fix 75% @ 2.89%
• HMO/MUB 5-year fix 75% @ 3.09%

(2-year ERC 4%,3%. 5 year ERC 5%,4%,3%,3%,3%)

In addition, they have also introduced new Residential Limited Edition products at 85% LTV.

Residential Limited Editions

• Available for properties in England, Wales and Scotland
• Available on Vida 1, 2 and 3
• Available for Home Movers, Remortgages or FTBs
• Product fee £995, can be added to loan
• £180 assessment fee payable upfront on application

Rates

• Vida 1, 2 year fix 85% @ 3.77%
• Vida 1, 5-year fix 85% @ 4.17%
• Vida 2, 2 year fix 85% @ 4.57%
• Vida 2, 5-year fix 85% @ 5.07%
• Vida 3, 2 year fix 85% @ 5.07%
• Vida 3, 5-year fix 85% @ 5.52%

(2-year ERC 4%,3%. 5 year ERC 5%,4%,3%,3%,3%)

Call their Telephone BDM Team now on 03300 246 246 to discuss your next case and see how they can help.

Submit a DIP here.

Support Through the Right Mortgage Network

Advisers looking to offer these products should ensure they’re part of a network that provides lender access, compliance support, and efficient case processing. Learn how joining the right Mortgage Network for Advisers can elevate your business and client outcomes.

New to the industry? We also support those just starting out. See our guide for Newly Qualified Mortgage Advisers.

Move Quickly – These Offers Are Limited

As with all limited-edition mortgage products, availability is time-sensitive. Stay ahead by offering your clients exclusive access to Vida Homeloans’ most compelling rates and terms.

For tailored guidance or help structuring complex cases, speak with our expert team today.

Our Mortgage Network Proposition

As a leading mortgage network for advisers, we don’t just offer services; we become your strategic partner in business growth, compliance, and client success. Whether you’re newly qualified or an experienced adviser, our network is designed to support your journey every step of the way.

Unlike generic providers, we offer tailored mortgage broker support to help you recommend the right products for your clients while meeting FCA standards. Our commitment ensures you remain confident and compliant in every mortgage case you handle.

With access to a wide panel of lenders, including trusted names like Vida Homeloans, and support for specialist mortgage cases, you’ll be equipped to offer more solutions to a broader range of clients. Learn how our Specialist Mortgage Network empowers advisers handling complex lending scenarios.

We also deliver practical resources and ongoing professional development to help advisers evolve with the market. Through AI-enhanced compliance tools, case tracking, and dedicated relationship managers, we make it easier to run your business effectively and efficiently.

Our support extends beyond day-to-day operations. We’re here to help you scale. Whether you’re considering network options or just starting out, visit our Why Join a Mortgage Network page to explore long-term benefits, or learn more about our Mortgage Network for Advisers if you’re ready to take the next step.

We are more than a compliance hub; we are your trusted growth partner in the evolving UK mortgage landscape. Let us help you deliver smarter advice, grow with confidence, and achieve lasting success.