Mortgage Networks Accepting New Brokers

Mortgage Networks Accepting New Brokers | Choosing the right mortgage network can feel overwhelming without a clear comparison. You can explore our detailed guide Which Mortgage Network Should I Join? on Connect Brokers to compare support levels, fees and lender access.

Some networks offer wider lender panels and more substantial support for advisers. Visit our page on the Best Mortgage Networks for Brokers to see which UK networks provide strong value for new and experienced brokers.

To understand how we support advisers across all sectors, review our mortgage services overview. This page explains our systems, adviser tools and the support structure available for brokers joining networks.

New brokers often need guidance on authorisation requirements. Our article on FCA authorisation for brokers explains key FCA rules and shows how appointed representative status simplifies regulation.

Now is a strong time to join a mortgage network. Many firms in the UK are actively accepting new brokers, thanks to rising demand for specialist advice and the need for wider lender access. Joining a network can give you faster market entry, full support and competitive deals so you can focus on clients instead of compliance.

Why Networks Are Accepting New Brokers

Demand for specialist mortgage advice is rising as lenders tighten criteria.
Networks need more advisers to cover diverse client needs and markets.
Joining a network often offers faster onboarding than applying for direct FCA authorisation.
Example data: One blog reports that the number of appointed representative firms increased significantly in early 2025.

Key Benefits of Joining Now

1. Access to a large lender panel – Many networks provide access to 100+ lenders, including specialists in bridging, equity release and second charge products. (For example, one network offers 200+ lenders.)
2. Compliance and authorisation support – Networks handle FCA compliance, audits and document reviews, reducing your regulatory burden.
3. Training and business development – You’ll receive induction, ongoing CPD and mentoring whether you are new or experienced.
4. Technology and infrastructure – CRM systems, sourcing tools and lead generation support are often included.
5. Growth-focused environment – Being part of a larger firm can bring referral flows, shared marketing and brand credibility.

What to Check Before Joining a Network

Factor	What to Ask	Why It Matters
Lender coverage	“How many lenders are on your panel, and do you include specialists?”	Ensures you can serve varied client needs.
Fee/commission model	“What commission split or fees apply?”	Impacts your income and value received.
Compliance culture	“How often are file checks and what support is given?”	Helps ensure smooth operations and correct regulation.
Exit terms	“What happens if I leave the network?”	Protects your future flexibility.

Common Fee Models

Commission split – The network takes a portion of your mortgage commission (typically 10-25 %).
Monthly fee – You pay a fixed subscription fee; you keep a higher share of commission.
Hybrid – Smaller monthly fee plus lower split.
Choose the model that fits your business size, clients and experience level.

How to Join a Network Accepting New Brokers – Data Table

Step	Action	Details
1	Shortlist networks	Shortlist two or three mortgage networks accepting new brokers. Review lender access, fees and support levels. Use our guide Which Mortgage Network Should I Join? for a deeper comparison.
2	Book an introductory call	Arrange a call with each network. Ask about lender panels, compliance checks, training and commission splits. Select a network that aligns with your objectives.
3	Submit your application	Send your application with your qualifications, CV and business plan. Some networks may request references or proof of experience.
4	Complete induction training	Complete onboarding and induction training. Learn the network systems, FCA rules and compliance standards. Training helps you trade with confidence.
5	Start trading	Begin trading under the network’s authorisation. Access lender panels, adviser tools and compliance support. Focus on clients while the network handles regulatory processes.
Tip	Use comparison resources	Use the guide Which Mortgage Network Should I Join? to compare top UK networks and find the best fit.

Conclusion & Call to Action

If you are a broker seeking firm support, full market access, and a network that is actively accepting new brokers now, this is your moment. Join a forward-looking network that empowers you with tools, compliance support and growth opportunities.

Thank you for reading our “Mortgage Networks Accepting New Brokers | Connect Network” publication. Stay “Connect“-ed for more updates soon!

Question	Answer
Can experienced brokers still join networks now?	Yes. Many networks accept experienced brokers and value specialist knowledge and client niches.
Do I have to leave my current firm to switch networks?	Not always. Some networks support smooth transfers and let you retain your existing clients.
How long does onboarding usually take?	Onboarding takes two to six weeks if you provide full documents and finish training.
Does being in a network reduce my independence?	Many networks allow full trading independence and let you keep your brand and client control.
Do networks accept newly qualified brokers?	Yes. Many networks accept new brokers and offer training and supervision.
What qualifications do I need to join a network?	Most networks require CeMAP or an equivalent regulated mortgage qualification.
Do mortgage networks charge fees?	Some networks charge monthly fees. Others use commission splits or hybrid models.
Will a network help with compliance and FCA rules?	Yes. Most networks offer compliance checks, document reviews and regulatory support.
Can I access specialist lenders through a network?	Yes. Networks often give access to specialist lenders, including bridging and second charge.
Do I need to handle my own FCA authorisation?	No. You trade under the network’s FCA authorisation as an appointed representative.