HMO landlord Insurance Guide

HMO Landlord Insurance Guide | Managing a House in Multiple Occupation is very different from letting a standard buy-to-let. With higher footfall, shared spaces and multiple tenants on separate agreements, HMOs carry a higher level of risk, which means you need specialist HMO landlord insurance to stay protected. This HMO Landlord Insurance Guide explains what cover […]

Second Charge Mortgages

It’s the final week of myth busting specialist buy-to-let with West One and they have two final misconceptions to clear. Find out more and how to be in with a chance to win a luxury hamper here…

Second Charge Mortgage

The second charge mortgage market is rapidly becoming a key pillar of the broader UK mortgage landscape, far removed from its outdated “secured loan” image. Now fully FCA-regulated and increasingly sought after by homeowners and landlords alike, second charge loans offer a flexible solution for clients needing additional capital without remortgaging their existing first-charge deal. […]

Second Charge Market Watch

Second Charge Market Watch – Regulatory Shifts & Strategic Responses.  From March 21st, the Mortgage Credit Directive (MCD) introduces a transformative shift in the second-charge mortgage market, aligning its regulation with that of first-charge mortgages. Borrowers seeking refinancing will now be presented with both conventional remortgage options and the increasingly viable second charge loan alternative. This […]