Exploring New Horizons in Later Life Lending | The Challenge
The dynamics of later-life lending are evolving. Traditionally, equity-release products dominated the market. These products were aimed at seniors who were “property rich and cash poor.” However, today’s older borrowers have different demographic and financial profiles. This shift presents new opportunities and challenges for intermediaries, especially mortgage brokers. The Changing Face of Later Life Borrowers […]
Buy-to-Let and Holiday Let | An Insight for Advisers
The buy-to-let sector comprises properties in the private rented sector (PRS) financed by mortgages. It represents about a fifth of the UK’s total mortgage market and accommodates approximately 45% of private renters. In the UK, 19% of households rent privately, 35% own their homes outright, and 30% have mortgages. Moreover, 17% of households are social renters […]
Do I Need a Mortgage Adviser? | Expert Mortgage Brokers
Do I Need a Mortgage Adviser? | Mortgage advice can be invaluable if you’re a first-time buyer or considering remortgaging. Independent advice can distinguish between a successful mortgage application and a rejection. It may also lead to a better deal, saving you thousands of pounds over the mortgage term. What is a Mortgage Adviser or […]
The Value of Mortgage Advice | Expert Mortgage Brokers
The Value of Mortgage Advice When you start your journey to homeownership, you may face financial hurdles and complications with lender requirements. Consider Lucy and Chris’s situation. They have been saving for their first home while living in Lucy’s father’s modest two-bedroom flat. The lack of space has made them eager to find their […]
How to Find a Mortgage Broker | Expert Mortgage Brokers
How to Find a Mortgage Broker | Finding the right mortgage broker can significantly simplify buying a home’s financing process. A mortgage broker is an intermediary between you and potential lenders, helping you secure the best mortgage terms that align with your financial situation and housing goals. Here’s a detailed guide on how to find […]
Broker Vs Mortgage Lender | Knowledge is Power
Broker Vs Mortgage Lender It’s no secret that the home-buying process can often seem challenging, especially when deciphering the roles of mortgage lenders and brokers. Understanding these distinctions is essential as you pursue the purchase of your ideal home. Consider this: one entity provides direct access to financing, while the other assists you through […]
Find a Commercial Broker | Connect Expert Mortgage Brokers
Find a Commercial Broker Intermediaries’ role in the commercial mortgage sector has become more critical in today’s ever-changing economic landscape. Our specialist knowledge of commercial mortgages is key to unlocking many financing opportunities for businesses of varying sizes and structures. Organisations face the dual challenges of inflation, heightened interest rates, and persistent economic uncertainty. […]
Connect For Intermediaries | Join Our Mortgage Network
Connect for Intermediaries: Over the years, Connect, functioning as a mortgage network, has been providing mortgage advisers with insightful content, including topics such as “Mortgage Network for Newly Qualified Advisers | The New Chapter 2024.” Explore the advantages of joining our network and optimising your career by Get The Best From Our Network | Connect […]
Do Borrowers Need Mortgage Advisers? | Expert Brokers
Do borrowers need mortgage advisers? In our ongoing series delving into the world of mortgage advisers, building upon the insights shared in our previous articles, including “The Role of a Mortgage Broker: The Unsung Heroes of Homeownership” and “Mortgage Advisers Need to Reinvent Themselves? | Inspiring a Successful 2024,” we turn our attention to […]
Mortgage Advisers Need to Reinvent Themselves? | Mortgages
Our previous blog post delved into “The Role of a Mortgage Broker: The Unsung Heroes of Homeownership.” Today, we will embark on a deeper exploration—a self-reflective journey for every mortgage broker. It’s time to ponder: Do Mortgage Advisers need to reinvent themselves? What type of mortgage broker are you? What type of firm do you […]