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Buy-To-Let Range | Fleet Mortgages relaunches 80% LTV

Buy-To-Let Range

Buy-to-let range


Fleet Mortgages, a key player in the mortgage market, has relaunched its 80% loan-to-value (LTV) buy-to-let range. This move aims to meet the evolving needs of property investors. The updated offering comes at a crucial time in the real estate market, where demand for buy-to-let properties is strong.

Reintroducing this competitive 80% LTV range highlights Fleet Mortgages’ dedication to flexible, accessible financing solutions. These options are designed for investors seeking opportunities in the dynamic rental market. With attractive terms, Fleet Mortgages understands the challenges property investors face. They aim to empower landlords and support the buy-to-let sector’s growth.

Fleet Mortgages relaunches 80% LTV

Fleet Mortgages has resumed offering 80% LTV buy-to-let products in two of its three core lending areas. These areas include standard and limited company/LLP mortgages.

The 80% two-year fixed rate for standard and limited company/LLP borrowers is 3.89%. The five-year fixed rate is 4.15%, both with a 2% fee.

All two-year fixed products have a rental calculation of 125% at 5.5%. Meanwhile, the five-year fixed options are pay-rate products with a rental calculation of 125% at the pay rate. Fleet’s 80% LTV products offer either a free or discounted valuation.

Fleet Mortgages also provides products for landlords purchasing or remortgaging HMOs and multi-unit blocks. These are available at 65% and 75% LTV levels. Two-year pricing starts at 3.24%, and five-year pricing begins at 3.43%.

This return to 80% LTV lending follows Fleet’s relaunch of its product range at the end of October. The relaunch included price reductions across the board.

Steve Cox, 

Steve Cox, chief commercial officer at Fleet Mortgages, commented: “Last week, we launched our first new product range. Our parent, Starling Bank, fully funds it. This week, we are adding 80% LTV products back into our offering. Mortgages are available in our standard, limited company, and LLP ranges.

The new products have already received an excellent response. We’re confident that moving back into the 80% LTV space provides new options. These options are suitable for advisers and their landlord clients.”


Why join Connect Mortgage Network?

connect for intermediariesIn the landscape of mortgage networks, Connect plays a pivotal role in driving the progress of mortgage expertise within its network, particularly in the context of the buy-to-let range. Our dedication goes beyond traditional mortgage offerings, as we actively support and facilitate the incorporation of specialised lending solutions tailored to the diverse needs of investors interested in the buy-to-let range.

These unique financial products encourage our advisors to initiate conversations with their clients about the potential of entering the buy-to-let property investment arena. They underscore the significance of product knowledge and awareness of eligibility criteria within the broader buy-to-let range with Fleet Mortgages. We achieve this through our lender digital learning program, where participation leads to accumulating Continuous Professional Development (CDP) credits, specifically focusing on the nuances of the buy-to-let range.

Together, these initiatives provide high-quality advice and service to our advisors’ client base, ensuring a comprehensive understanding of the opportunities and challenges within the buy-to-let range.

We reached the end of our publication on “Buy-To-Let Range | Fleet Mortgages relaunches Jubilant 80% LTV | 2021”; until next time, stay Connect!

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