• 5 – 15 year fixed products
• As the LTV reduces, the mortgage interest rate automatically reduces too.
• April lend 25% more than the average high-street lender: 6 x LTI for home movers, remortgages and FTB’s.
• Minimum income only 24k
• No ERC’s if customer sells property and redeems mortgage OR if clearing mortgage in full, from own funds/inheritance.
• The only time an ERC is payable is if re-mortgaging to another lender.