There’s a lot of confusion, worry and misunderstanding surrounding what landlords can claim as allowable expenses when they own buy-to-let properties in a limited company.

The good news? The rules are simpler than they seem when explained properly.

You’re invited to join CHL Mortgages for Intermediaries’ Group Distribution Director Roger Morris, Director of Strategic Development Simon Read, and tax expert John McCaffery, from Alexander & Co Chartered Accountants, at a focused and educational webinar designed to demystify the process.

Key areas to be covered:

Finance Costs That Can Be 100% Offset

​•​Mortgage/loan interest payments and arrangement fees
​•​Broker fees related to financing
​•​Legal fees for securing or refinancing a loan
​•​Valuation fees required for securing finance
•Lease-related costs

Other allowable costs in a limited company structure

​•​Professional fees (e.g., accountancy and tax advice)
​•​Property management costs
​•​Repairs and maintenance directly related to rental properties
​​•​Advertising costs for letting properties
​•​Administrative costs (e.g., postage, phone bills, and stationery)
​•Property improvements (including energy performance upgrades)

Advantages of holding buy-to-let properties in a limited company

​•​Ability to claim all mortgage interest as an expense
​•​Retention of profits within the company for reinvestment
​•​Potentially lower corporate tax rates compared to personal income tax
​•​Greater inheritance tax planning flexibility
​•​Easier transfer of ownership by selling company shares rather than the property

This webinar is ideal for landlords, advisors, or anyone exploring the benefits of using a limited company to manage their property portfolio.

Gain clear, concise insights to help you:

​•​reduce your tax liability.
​•​understand allowable expenses and finance costs.
​•​make informed decisions about managing your BTL investments.