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Network Member Commissions - 2025

This commission table is for Connect Network Members who are advising their customers only. If you are an introducer, directly authorised or a member of a different Network, please visit the commissions page here.

Network Member Commissions

INSTRUCTIONS:

Use the Search box to find anything. Enter a ‘lender name’ or a mortgage type, such as ‘BTL’ or ‘Residential’; or even a commission rate, such as ‘1.5‘.

In the Loan Amount box, enter the value of your client’s mortgage, and each of the commission cells will show you how much commission will be paid. 

FREQUENTLY ASKED QUESTIONS

Lender Provider Description Mortgage Category Mortgage Type Connect Packaged Packaged bonus Adviser Commission : Total packaged Adviser Commission : Direct Adviser Commission : L&G Club Notes
Accord Mortgages Residential Residential Term loan 0.425%
Accord Mortgages Offset Residential Term loan 0.425%
Accord Mortgages Residential Ported Products Residential Porting product 0.280%
Accord Mortgages Product Transfer - Residential Residential Product transfer 0.280%
Accord Mortgages Product Transfer - Buy to Let Buy to Let Product transfer 0.280%
Accord Mortgages Additional Loan Buy to Let Further advance 0.275%
Accord Mortgages Additional Loan Residential Further advance 0.275%
Accord Mortgages Buy to Let Buy to Let Term loan 0.450%
Affirmative Finance Ltd All Products Buy to Let Non-reg Bridge 1.000% 0.250% 1.250% 1.200%
Affirmative Finance Ltd Commercial bridge Commercial Non-reg Bridge 1.000% 0.250% 1.250% 1.200%
Affirmative Finance Ltd Development Finance Development Development loan 1.000% 0.250% 1.250% 1.200% Based on fee added to the loan
Ahli United Bank High Net Worth Residential Term loan 0.500%
Al Rayan HPP Premier Residential Term loan 0.300%
Al Rayan Commercial Property Finance Commercial Term loan 0.450%
Al Rayan Commercial Property Finance Buy to Let Term loan 0.450%
Albatros Capital Non-regulated bridge Buy to Let Non-reg Bridge 1.250% 0.250% 1.500%
Albatros Capital Non reg second charge Buy to Let Second charge bridge 1.250% 0.250% 1.500%
Albatros Capital Semi commercial bridge Buy to Let Non-reg Bridge 1.250% 0.250% 1.500%
Albatros Capital Refurb Bridge Buy to Let Non-reg Bridge 1.250% 0.250% 1.500%
Aldermore Residential - Retention Residential Product transfer 0.300% 0.300%
Aldermore Buy to Let - Retention Buy to Let Product transfer 0.300% 0.300%
Aldermore Residential Residential Term loan 0.500% 0.500%
Aldermore Buy to Let Buy to Let Term loan 0.600% 0.600%
Aldermore Commercial Commercial Mortgages Commercial Term loan 0.500% 0.100% 0.600%
Aldermore Commercial Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Allica Bank Commercial Mortgages Commercial Term loan 0.750% 0.350% 1.100%
Allica Bank BTL, Refurb, Auction and Dev exit Buy to Let Non-reg Bridge 1.000% 0.250% 1.250%
Allica Bank Commercial bridge Commercial Non-reg Bridge 1.000% 0.250% 1.250%
Apex Bridging Light,Med and Heavy Refurb Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Ascot Bridging Refurishment Bridge Buy to Let Non-reg Bridge 0.500% 0.250% 0.750%
Ascot Bridging Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Ascot Bridging Non-regulated bridge Buy to Let Non-reg Bridge 0.500% 0.250% 0.750%
ASG Finance (A shade greener) Non-regulated bridge Buy to Let Non-reg Bridge 1.000% 0.250% 1.250%
ASG Finance (A shade greener) Commercial Bridge Commercial Non-reg Bridge 1.000% 0.250% 1.250%
Aspen Bridge To Let Buy to Let Bridge to Let 1.500% 0.250% 1.750%
Aspen Refurbishment Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Aspen Commercial and Semi-commercial Commercial Non-reg Bridge 1.500% 0.250% 1.750%
Assetz Capital Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Assetz Capital Commecial Finance Commercial Term loan 0.500% 0.250% 0.750%
Assetz Capital Bridge and Refurbishments Buy to Let Non-reg Bridge 1.000% 0.250% 1.250%
Atelier Fnance Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Atom Commercial Commercial Mortgages Commercial Term loan 0.750% 0.350% 1.100%
Avamore Capital Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Aviva Equity Release Residential Equity Release 2.250%
Aviva Equity Release draw down Residential Equity Release 0.750%
Bank of Ireland Residential Residential Term loan 0.370%
Bank of Ireland Buy to Let Buy to Let Term loan 0.465%
Bank of Ireland First Start Residential Term loan 0.470%
Bank of Ireland Buy to Let - Retention Buy to Let Product transfer 0.280%
Bank of Ireland Porting and Further Advance Residential Further advance 0.280%
Bank of Ireland Residential - Retention Residential Product transfer 0.280%
Barclays Retention - Mainstream Residential Term loan 0.175%
Barclays Buy to Let - Retention Residential Product transfer 0.175%
Barclays Further Advance Residential Further advance 0.280%
Barclays Buy to Let Buy to Let Term loan 0.350%
Barclays Residential Residential Term loan 0.330%
Barclays Offset Residential Term loan 0.330%
Barclays Commercial Commercial Mortgages Commercial Term loan 0.500% 0.250% 0.750%
Barclays Commercial Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Bath BS Residential/BTL/RIO Residential Term loan 0.400%
Bath BS Residential/BTL/RIO Buy to Let Term loan 0.400%
Bath BS Retention Residential Product transfer 0.280%
Bath BS Retention Buy to Let Product transfer 0.280%
Beverley BS Retention Residential Product transfer 0.350%
Beverley BS All Products Residential Term loan 0.400%
Birmingham Bank Buy to Let Buy to Let Term loan 0.600% 0.150% 0.750%
BLG Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Bluestone Residential Residential Term loan 0.500% 0.150% 0.650% 0.500% 0.500%
Bluestone Residential Product Transfer Residential Product transfer 0.330%
BM Solutions Buy to Let/Let to Buy - Further Advance Buy to Let Further advance 0.420%
BM Solutions Buy to Let/Let to Buy Buy to Let Term loan 0.420%
BM Solutions Buy to Let/Let to Buy - Product Transfer Buy to Let Product transfer 0.420%
Buckinghamshire BS Buy to Let and Contractors Buy to Let Term loan 0.400%
Buckinghamshire BS Shared Ownership Residential Term loan 0.380%
Buckinghamshire BS Residential & Retirement Products Residential Term loan 0.380%
Buckinghamshire BS RIO Residential Term loan 0.380%
Buckinghamshire BS Existing Customer Retention/Product Transfer Residential Product transfer 0.200%
Butterfield Mortgages Residential mortgages Residential Term loan 0.500%
Butterfield Mortgages Buy to Let Buy to Let Term loan 0.500%
Butterfield Mortgages Residential bridge loans Residential Regulated Bridge 0.500%
Butterfield Mortgages BTL bridge loans Buy to Let Non-reg Bridge 0.500%
Cambridge and Counties Bridge and Refurbishments Buy to Let Non-reg Bridge 0.500% 0.250% 0.750%
Cambridge and Counties Commercial bridge Commercial Non-reg Bridge 0.500% 0.250% 0.750%
Cambridge and Counties Buy to Let Buy to Let Term loan 0.600% 0.100% 0.700%
Cambridge and Counties Investment and Owner Occupier Commercial Term loan 0.500% 0.250% 0.750%
Cambridge BS Residential Residential Term loan 0.370%
Cambridge BS Buy to Let Buy to Let Term loan 0.370%
Cambridge BS Residential - Retention Residential Product transfer 0.290%
Cambridge BS Buy to Let - Retention Buy to Let Product transfer 0.290%
Canada Life Equity release Residential Equity Release 2.300%
Capital Rise Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Castle Trust Bridge To Let Buy to Let Bridge to Let 1.400% 0.350% 1.750% 1.150%
Castle Trust Buy To Let Buy to Let Term loan 0.700% 0.300% 1.000% 0.700%
Catalyst Property Finance Bridge loans Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Catalyst Property Finance Commercial bridge Commercial Non-reg Bridge 1.500% 0.250% 1.750%
Central Trust Regulated second charge Residential Regulated Second Charge 1.500% 0.250% 1.750% 1.750% 1.750%
Central Trust Unregulated second charge Buy to Let Non-Reg Second charge 1.500% 0.250% 1.750% 1.750% 1.750%
CHL Mortgages Buy to Let Buy to Let Term loan 0.500%
Chorley BS Buy to Let Buy to Let Term loan 0.450%
Chorley BS Residential Residential Term loan 0.380%
Clearwell Capital Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Clydesdale Buy to Let Buy to Let Term loan 0.380%
Clydesdale Product Transfer Buy to Let Product transfer 0.200%
Clydesdale Product Transfer Residential Product transfer 0.200%
Clydesdale Standard Residential Residential Term loan 0.380%
Colenko Non-regulated bridge Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Colenko Commercial bridge Commercial Non-reg Bridge 1.500% 0.250% 1.750%
Colenko Development Finance Development Development loan 1.500% 0.250% 1.750% Based on fee added to the loan
Coutts All Products Buy to Let Term loan 0.330% 0.330%
Coutts All Products Residential Term loan 0.330% 0.330%
Coutts Commercial hotel or health care Commercial Term loan 0.450%
Coventry BS Residential Product Transfer Residential Product transfer 0.280%
Coventry BS Buy to Let - Product Transfer - Godiva Buy to Let Product transfer 0.280%
Coventry BS Further Advance Residential Further advance 0.400%
Coventry BS Further Advance Buy to Let Further advance 0.400%
Coventry BS Standard Residential Residential Term loan 0.400%
Coventry BS Buy to Let - Godiva Buy to Let Term loan 0.400%
Coventry BS Offset Residential Term loan 0.400%
Coventry BS First Time Buyer Residential Term loan 0.400%
Cumberland BS Commercial Mortgages Commercial Term loan 0.500% Can vary based on the arrangement fee
Cumberland BS Holiday Let Buy to Let Term loan 0.400% Can vary based on the arrangement fee
Cynergy Bank All Products Residential Term loan 0.380%
Darlington BS Residential Residential Term loan 0.350%
Darlington BS Buy to Let Buy to Let Term loan 0.350%
Darlington BS Retention Residential Product transfer 0.280%
Darlington BS Retention Buy to Let Product transfer 0.280%
Digital Mortgages from Atom All Products Residential Term loan 0.370%
Dudley BS All Products Buy to Let Term loan 0.370% 0.080% 0.450% 0.400% 0.370%
Dudley BS All Products Residential Term loan 0.370% 0.080% 0.450% 0.400% 0.370%
Dudley BS Product Transfer Residential Product transfer 0.230%
Dudley BS Product Transfer Buy to Let Product transfer 0.230%
Earl Shilton All Products Residential Term loan 0.400%
Earl Shilton Product Transfer Residential Product transfer 0.250%
Equifinance Second charge loan Residential Regulated Second Charge 1.500% 0.250% 1.750%
Even Interest free equity loan Residential Regulated Second Charge 0.750%
FBSE Finance Ltd Commercial bridge Commercial Non-reg Bridge 0.500% 0.250% 0.750%
FBSE Finance Ltd Residential bridging Buy to Let Non-reg Bridge 0.500% 0.250% 0.750%
FBSE Finance Ltd Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
FBSE Finance Ltd 2nd Charge lending Buy to Let Second charge bridge 0.500% 0.250% 0.750%
Finanze Capital Bridge loans Buy to Let Non-reg Bridge 1.000% 0.250% 1.250%
Finsec Business loan Commercial Buisness loan 5.000%
Fleet Mortgages Buy to Let Buy to Let Term loan 0.500% 0.100% 0.600% 0.500% 0.450%
Fleet Mortgages Buy To Let - Loyalty Buy to Let Porting product 0.400% 0.370%
Fleet Mortgages Buy To Let - Product Transfer Buy to Let Product transfer 0.330% 0.330%
Fleximize Business loan Commercial Buisness loan 5.000% Can vary based on the arrangement fee
Foundation Home Loans Buy to Let Buy to Let Term loan 0.450% 0.100% 0.550% 0.450%
Foundation Home Loans Residential Residential Term loan 0.450% 0.100% 0.550% 0.450%
Foundation Home Loans Portfolio Buy to Let Term loan 0.450% 0.100% 0.550% 0.750%
Foundation Home Loans Product Transfer Buy to Let Product transfer 0.280%
Foundation Home Loans Product Transfer Residential Product transfer 0.280%
Foundation Home Loans Solutions (Semi-Commercial) Commercial Term loan 0.800% 0.300% 1.100% 1.100%
Fox Funding Non-regulated bridge Buy to Let Non-reg Bridge 0.500% 0.250% 0.750%
Funding 365 Non-regulated bridge Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Funding Circle Business loan Commercial Buisness loan 5.000% Can vary based on the arrangement fee
Furness BS Residential Residential Term loan 0.380%
Furness BS BTL Buy to Let Term loan 0.380%
Furness BS Product Transfer Buy to Let Product transfer 0.280%
Furness BS Product Transfer Residential Product transfer 0.280%
Gatehouse Bank Specialist BTL Buy to Let Term loan 0.670%
Gatehouse Bank Introduced Only Residential Term loan 0.370%
Gatehouse Bank Buy to Let Buy to Let Term loan 0.500%
Gatehouse Bank Product Transfer Buy to Let Product transfer 0.250%
Gatehouse Bank Product Transfer Residential Product transfer 0.250%
Gatehouse Bank Residential - Advised Cases Residential Term loan 0.500%
Generation Home All Products Residential Term loan 0.380%
Generation Home Retention Residential Product transfer 0.230%
Glenhawk Regulated bridge Residential Regulated Bridge 1.500% 0.250% 1.750%
Glenhawk Bridge including refub and mixed Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Glenhawk Commercial bridge Commercial Non-reg Bridge 1.500% 0.250% 1.750%
Glenhawk 2nd charge bridge Buy to Let Second charge bridge 1.500% 0.250% 1.750%
Glenhawk 2nd charge bridge Commercial Second charge bridge 1.500% 0.250% 1.750%
Goldentree Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Greenfield Mortgages Regulated bridge Residential Regulated Bridge 1.500% 0.250% 1.750% 1.250%
Greenfield Mortgages Non-regulated bridge Buy to Let Non-reg Bridge 1.500% 0.250% 1.750% 1.250%
Greenfield Mortgages Non-regulated bridge Commercial Non-reg Bridge 1.500% 0.250% 1.750% 1.250%
Halifax Standard products Residential Term loan 0.345%
Halifax Product Transfer Residential Product transfer 0.345%
Halifax Further Advance Residential Further advance 0.345%
Hampshire Trust Specialist BTL Buy to Let Term loan 1.000% 0.300% 1.300% 1.200%
Hampshire Trust Non-regulated bridge Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Hampshire Trust Commercial bridge Commercial Non-reg Bridge 1.500% 0.250% 1.750%
Hampshire Trust Development Finance Development Development loan 1.000% 0.250% 1.250% Based on fee added to the loan
Hanley Economic BS Standard Residential Residential Term loan 0.300%
Hanley Economic BS Buy to Let Buy to Let Term loan 0.350%
Hanley Economic BS Self Build Residential Self build 0.450%
Hanley Economic BS RIO Residential Term loan 0.300%
Hanley Economic BS Expat Buy to Let Buy to Let Term loan 0.350%
Harpenden BS Residential Residential Term loan 0.380%
Harpenden BS Buy to Let Buy to Let Term loan 0.380%
Harpenden BS Retention/Further advance Residential Product transfer 0.280%
Harpenden BS Retention/Further advance Buy to Let Product transfer 0.280%
Hinckley & Rugby BS Buy to Let Buy to Let Term loan 0.400%
Hinckley & Rugby BS RIO Residential Term loan 0.400%
Hinckley & Rugby BS Product Transfer Residential Product transfer 0.180%
Hinckley & Rugby BS Product Transfer Buy to Let Product transfer 0.180%
Hodge Bank 50+/RIO Further Advance Residential Further advance 0.500%
Hodge Bank 50+/RIO Residential Term loan 0.500%
Hodge Bank Holiday Let Buy to Let Term loan 0.500%
Hodge Bank Residental/50+/RIO Product Transfer Residential Product transfer 0.280%
Hodge Bank Portfolio BTL Loan Buy to Let Term loan 0.500%
Hodge Bank Professionals Residential Term loan 0.400%
Hope Capital Non reg and semi commercial Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Hope Capital Commercial bridge Commercial Non-reg Bridge 1.500% 0.250% 1.750%
HS Credit All non-reg bridging Buy to Let Non-reg Bridge 0.500% 0.250% 0.750%
HS Credit Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
HS Credit Non-reg loans 2-5 years Buy to Let Term loan 0.500% 0.250% 0.750%
HS Credit Commercial Commercial Term loan 0.500% 0.250% 0.750%
HSBC Product Transfer Residential Product transfer 0.180%
HSBC Residential Residential Term loan 0.380%
Interbay Holiday Let Buy to Let Term loan 0.500% 0.100% 0.600% 0.500%
Interbay Commercial Commercial Term loan 0.850% 0.250% 1.100% 0.850%
Interbay Product Switch Buy to Let Product transfer 0.480% 0.480%
Interbay Bridging Buy to Let Non-reg Bridge 1.500% 0.250% 1.750% 0.750%
Interbay Buy to Let Buy to Let Term loan 0.500% 0.200% 0.700% 0.500%
Interbridge loans Bridge Buy to Let Non-reg Bridge 1.200% 0.250% 1.450%
Interbridge loans Second charge loan Residential Regulated Second Charge 1.500% 0.250% 1.750%
Investec Specialist Private Bank All Products Residential Term loan 0.450% 0.450%
Iwoca Auto Decisions Commercial Buisness loan 4.000% Can vary based on the arrangement fee
Iwoca Manual decisions Commercial Buisness loan 5.000% Can vary based on the arrangement fee
Just Retirement Just fot you Residential Equity Release 2.000%
Kensington Prime One Residential Term loan 0.400% 0.050% 0.450% 0.400% 0.400%
Kensington Buy To Let Buy to Let Term loan 0.400% 0.050% 0.450% 0.400% 0.400%
Kensington Prime Residential Term loan 0.400% 0.050% 0.450% 0.400% 0.400%
Kensington Flexible fixed for Term Residential Term loan 0.650% 0.050% 0.700% 0.650% 0.700%
Kensington Product Switch Residential Product transfer 0.250% 0.050% 0.300% 0.250% 0.270%
Kensington Product Switch Buy to Let Product transfer 0.250% 0.050% 0.300% 0.250% 0.270% All payments come from L& regardless of packaged or direct
Kent Reliance Buy to Let Buy to Let Term loan 0.450% 0.050% 0.500% 0.450%
Kent Reliance Residential Residential Term loan 0.350% 0.050% 0.400% 0.350%
Kent Reliance Near Prime via Packager Residential Term loan 0.450% 0.100% 0.550%
Kent Reliance Further Advance - Buy to Let Buy to Let Further advance 0.450% 0.500% 0.950% 0.450%
Kent Reliance Further Advance - Residential Residential Further advance 0.350% 0.500% 0.850% 0.350%
Kent Reliance Product Transfer Buy to Let Product transfer 0.270% 0.000% 0.270% 0.270%
Kent Reliance Product Transfer Residential Product transfer 0.270% 0.000% 0.270% 0.270%
Keystone Property Finance Buy to Let Buy to Let Term loan 0.750% 0.700%
Keystone Property Finance Buy To Let - Product Transfer Buy to Let Product transfer 0.400% 0.400%
Keystone Property Finance Product Transfer Plus (Including Further Advance) Further advance 0.500% 0.500%
Keyzy Deposit Loan Residential Regulated Second Charge 0.400%
Kufflink Bridge loans Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
LandBay All Products Buy to Let Term loan 0.500% 0.100% 0.600% 0.500% 0.500%
LandBay Loyalty Remortgage Buy to Let Product transfer 0.000% 0.300%
Leeds BS Buy to Let Buy to Let Term loan 0.450%
Leeds BS Mainstream Residential Term loan 0.370%
Leeds BS Shared Ownership Residential Term loan 0.370%
Leeds BS RIO Residential Term loan 0.370%
Leeds BS Product Transfer Residential Product transfer 0.180%
Leeds BS Product Transfer Buy to Let Product transfer 0.180%
Leek United BS Buy to Let Buy to Let Term loan 0.350%
Leek United BS Residential Residential Term loan 0.350%
Leek United BS Retention Residential Product transfer 0.230%
Leek United BS Retention Buy to Let Product transfer 0.230%
Legal & General Home Finance Premier Flexible Residential Equity Release 2.850%
Legal & General Home Finance All Products Residential Equity Release 2.850%
Legal & General Home Finance Further Drawdown Residential Equity Release 1.500%
Legal & General Home Finance Income Lifetime Mortgage (Initial drawdown only) Residential Equity Release 2.850%
Legal & General Home Finance RIO Residential Term loan 0.500%
LendCo Buy to Let Buy to Let Term loan 0.700% 0.700%
LendCo Bridging Buy to Let Non-reg Bridge 1.300% 0.450% 1.750% 1.050%
LendInvest High Achieving Contributors Buy to Let Term loan 1.000%
LendInvest Bridging and dev exit Buy to Let Non-reg Bridge 1.450% 0.300% 1.750% 1.200%
LendInvest Buy to Let Buy to Let Term loan 0.600% 0.100% 0.700% 0.600%
LendInvest Product Transfer Buy to Let Product transfer 0.300%
LendInvest Product Transfer Residential Product transfer 0.300%
Lendinvest Residential Residential Term loan 0.500%
Lendinvest Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Livemore Capital All products Residential Equity Release 0.500% 0.100% 0.600% 0.500% 0.500%
Livemore Capital Enhanced Proc Fee (20yr/FFL) Residential Equity Release 1.050% 0.100% 1.150% 1.050% 1.050%
Livemore Capital Ongoing-care Residential Equity Release 0.120% 0.125%
Livemore Capital Equity Release Residential Equity Release 0.000% 2.850%
Lloyds Bank Commercial Commercial Mortgages Commercial Term loan 0.400% 0.200% 0.600% Can vary based on the arrangement fee
Lloyds Bank Commercial Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Lowry Capital Bridging finance Buy to Let Non-reg Bridge 1.000% 0.250% 1.250%
Lowry Capital Development Finance Development Development loan 1.000% 0.250% 1.250% Based on fee added to the loan
LV= Flexible Lifetime Mortgage Residential Equity Release 1.500%
LV= Lump Sum Residential Equity Release 1.750%
Made Mortgages BTL term Buy to Let Term loan 0.500% 0.100% 0.600%
Magnet Capital Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Mansfield BS Residential Residential Term loan 0.350%
Mansfield BS Buy To Let Buy to Let Term loan 0.400%
Mansfield BS Expat Buy to Let Buy to Let Term loan 0.480%
Mansfield BS RIO Residential Term loan 0.480%
Mansfield BS Product Transfer Buy to Let Product transfer 0.200%
Mansfield BS Product Transfer Residential Product transfer 0.200%
Market Financial Solutions (MFS) Buy to Let Buy to Let Term loan 1.100% 1.100%
Market Financial Solutions (MFS) Bridging Buy to Let Non-reg Bridge 1.000% 0.250% 1.250% 1.250% 1.050%
Market Financial Solutions (MFS) Refinance Bridging Buy to Let Non-reg Bridge 0.700% 0.675% Paid on the original loan size only
Market Financial Solutions (MFS) Refinance BTL Buy to Let Term loan 0.550% 0.540% Paid on the original loan size only
Market Harborough BS Residential Residential Term loan 0.350%
Market Harborough BS Buy to Let Buy to Let Term loan 0.450%
Market Harborough BS Product Transfer Buy to Let Product transfer 0.280%
Market Harborough BS Product Transfer Residential Product transfer 0.280%
Market Harborough BS Regulated bridging Residential Regulated Bridge 1.500% 0.250% 1.750% 1.550%
Market Harborough BS Non-regulated bridging Buy to Let Non-reg Bridge 1.500% 0.250% 1.750% 1.550%
Marsden BS Standard Residential Residential Term loan 0.370% 0.370%
Marsden BS Standard Buy to Let Buy to Let Term loan 0.470% 0.470%
Marsden BS Expat Residential Residential Term loan 0.400% 0.370%
Marsden BS Later Life Tier 1 Residential Equity Release 0.370%
Marsden BS RIO Residential Equity Release 0.370%
Marsden BS Expat Buy to Let Buy to Let Term loan 0.400% 0.370%
Marsden BS Later Life Tier 2 Residential Equity Release 0.520%
Maslow Capital Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Melton BS (MBS) Credit Assist/ Credit Recovery Residential Term loan 0.500%
Melton BS (MBS) Buy to Let Buy to Let Term loan 0.400%
Melton BS (MBS) Retention Residential Product transfer 0.250%
Melton BS (MBS) Retention Buy to Let Product transfer 0.250%
Melton BS (MBS) Self Build Residential Term loan 0.450%
Melton BS (MBS) Standard Residential Residential Term loan 0.380%
Melton BS (MBS) RIO Residential Term loan 0.400%
Melton BS (MBS) Near Prime Enhance/ Prime One Residential Term loan 0.450%
Melton BS (MBS) Shared Ownership Residential Term loan 0.380%
Mercantile Trust Buy to Let Buy to Let Term loan 1.250% 0.250% 1.500%
Mercantile Trust Bridge loans Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Mertro Bank Commercial Commercial mortgages Commercial Term loan 0.750% 0.250% 1.000%
Metro Bank Residential Residential Term loan 0.380%
Metro Bank Buy to Let Buy to Let Term loan 0.410%
Metro Bank Rate Switch - Residential & Buy to Let Residential Further advance 0.285%
Metro Bank Rate Switch - Residential & Buy to Let Buy to Let Further advance 0.285%
Mint Property Finance Bridge Buy to Let Non-reg Bridge 1.000% 0.250% 1.250%
Mint Property Finance Refurb Buy to Let Non-reg Bridge 1.000% 0.250% 1.250%
Mint Property Finance Development Finance Development Development loan 1.000% 0.250% 1.250% Based on fee added to the loan
Moda Mortgages Specialist Buy To Let Buy to Let Term loan 0.500% 0.100% 0.600% 0.450%
Molo Finance Buy To Let Buy to Let Term loan 0.450% 0.450%
Molo Finance ExPat & international BTL Buy to Let Term loan 0.500% 0.500%
Molo Finance BTL Product Transfer Buy to Let Product transfer 0.300% 0.300%
Monmouthshire Residential Residential Term loan 0.300%
Monmouthshire Buy to Let Buy to Let Term loan 0.400%
Monmouthshire Holiday Let Buy to Let Term loan 0.400%
MPowered Buy to Let Buy to Let Term loan 0.550%
MPowered Residential Residential Term loan 0.350%
MPowered Residential Ported Products Residential Porting product 0.180%
MPowered Residential Product Transfer Residential Product transfer 0.180%
Mpowered Further Advance Residential Further advance 0.280%
MS Lending Buy to let Bridge incl. land Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
MS Lending Semi commercial bridge Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
MS Lending Commercial Commercial Non-reg Bridge 1.500% 0.250% 1.750%
MSP Capital Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
MT Finance Buy to Let Buy to Let Term loan 0.550% 0.100% 0.650% 0.550% 0.550%
MT Finance Bridging Buy to Let Non-reg Bridge 1.250% 0.500% 1.750% 1.000%
MT Finance Bridging Residential Regulated Bridge 1.250% 0.500% 1.750% 1.000%
Nationwide B.S. Rate Switch/Retention Residential Product transfer 0.190%
Nationwide B.S. Further Advance Residential Further advance 0.330%
Nationwide B.S. All Products Residential Term loan 0.330%
Nationwide Finance Business expansion and start ups Commercial Buisness loan 7.000% For deals up to 10m (negotiable thereafter)
Natwest Commercial Commercial Mortgages Commercial Term loan 0.500% 0.250% 0.750%
Natwest Intermediary Solutions Mainstream Residential Term loan 0.320%
Natwest Intermediary Solutions Buy to let Buy to Let Term loan 0.400%
Natwest Intermediary Solutions Residential Product Transfer Residential Product transfer 0.180%
Natwest Intermediary Solutions Buy to Let - Product Transfer Buy to Let Product transfer 0.180%
Natwest International Residential Expat Residential Term loan 0.300%
Natwest International Buy to Let Expat Buy to Let Term loan 0.400%
Newbury BS Product Transfer Residential Product transfer 0.180% 0.180%
Newbury BS All Products Residential Term loan 0.400% 0.400%
Newbury BS RIO Residential Term loan 0.400% 0.400%
Newcastle BS Residential Residential Term loan 0.370%
Newcastle BS Buy to Let Buy to Let Term loan 0.450%
Newcastle BS Buy to Let - Retention Buy to Let Product transfer 0.280%
Newcastle BS Residential Retention Residential Product transfer 0.280%
Nomo (BLME) Residential Residential Term loan 0.500%
Nomo (BLME) Buy to Let including SPV Buy to Let Term loan 0.500%
Norton Home Loans Buy to Let Prime/Prime One Buy to Let Term loan 1.000% 0.250% 1.250%
Norton Home Loans Buy to Let standard Buy to Let Term loan 1.250% 0.350% 1.600%
Norton Home Loans Resi Prime/Prime One Residential Term loan 1.000% 0.250% 1.250%
Norton Home Loans Resi standard Residential Term loan 1.250% 0.350% 1.600%
Norton Home Loans Second charge loan Residential Regulated Second Charge 1.500% 0.500% 2.000%
Nottingham BS Limited Company Buy to Let/RIO Residential Term loan 0.325%
Nottingham BS Buy to Let - Product transfer Buy to Let Product transfer 0.280%
Nottingham BS Residential - Product transfer Residential Product transfer 0.280%
Nottingham BS RIO Residential Term loan 0.480%
Nottingham BS Expat/Foreign National Buy to Let Term loan 0.480%
Nottingham BS Limited Company Buy to Let Buy to Let Term loan 0.500%
Nottingham BS Mainstream Residential Term loan 0.380%
Nucleus Commercial Finance Business Loan Commercial Buisness loan 1.500%
Oak North Commercial term Commercial Term loan 0.800%
Oak North Development Finance Development Development loan 0.550% Based on fee added to the loan
Oak North Buy to Let Buy to Let Term loan 0.800%
Octane Capital Buy to let Buy to Let Term loan 1.400% 0.200% 1.600% 1.400% 1.400% Can vary based on the arrangement fee
Octane Capital Bridge, bridge to let, dev exit Buy to Let Non-reg Bridge 1.000% 0.250% 1.250% 1.150% Can vary based on the arrangement fee
Octopus Buy to Let Buy to Let Term loan 0.600% 0.100% 0.700% 0.600%
Octopus Buy to let bridge Buy to Let Non-reg Bridge 1.000% 0.250% 1.250%
Octopus Commercial bridge Commercial Non-reg Bridge 1.000% 0.250% 1.250%
Octopus Residential bridge Residential Regulated Bridge 1.500% 0.250% 1.750%
Octopus Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Offa BTL Expat and Ltd Co Buy to Let Term loan 0.450%
Offa BTL HMO and MUFB Buy to Let Term loan 0.450%
Offa Bridge loans Buy to Let Non-reg Bridge 0.750%
OneFamily All Products Residential Equity Release 2.300%
Ortus Mixed use and commercial Commercial Non-reg Bridge 1.000% 0.250% 1.250%
Ortus Buy to let bridge Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Paragon Buy To Let Premier Buy to Let Term loan 1.000%
Paragon Buy To Let Short Term Funding Buy to Let Non-reg Bridge 0.750% 0.450%
Paragon Refurb BTL Buy to Let Term loan 0.750%
Paragon Buy to Let - Further Advance Buy to Let Further advance 0.500% 0.500%
Paragon Buy to Let Buy to Let Term loan 0.500% 0.500%
Paragon Buy to Let - Product Transfer Buy to Let Product transfer 0.400% 0.370%
Penrith BS Buy to Let Buy to Let Term loan 0.430%
Penrith BS Residential Residential Term loan 0.430%
Penrith BS Retention Residential Product transfer 0.280%
Penrith BS Retention Buy to Let Product transfer 0.280%
Pepper Money Residential Residential Term loan 0.400% 0.100% 0.500% 0.400%
Pepper Money Residential Product Transfer Residential Product transfer 0.250%
Pepper Money Second charge loan Residential Regulated Second Charge 1.500% 0.250% 1.750%
Perenna Bank PLC All Products Residential Term loan 0.370%
Perenna Bank PLC Additional Borrowing/Porting Residential Product transfer 0.180%
Perenna Bank PLC Trail Commission Residential Term loan 0.180%
Pivot Capital Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Pluto Finance Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Precise Bridging Buy to Let Non-reg Bridge 1.000% 0.250% 1.250% 0.750%
Precise Bridging Residential Regulated Bridge 1.000% 0.250% 1.250% 0.750%
Precise Product Transfer Buy to Let Product transfer 0.280% 0.280%
Precise Product Transfer Residential Product transfer 0.280% 0.280%
Precise Buy to Let Buy to Let Term loan 0.500% 0.100% 0.600% 0.550% 0.500%
Precise Homeowner / Residential Residential Term loan 0.500% 0.100% 0.600% 0.550% 0.500%
Precise Refurb BTL Buy to Let Bridge to Let 0.750% 0.350% 1.100% 1.000% 0.500% Paid in 2 parts
Principality Mainstream Residential Term loan 0.390%
Principality Buy To Let Buy to Let Term loan 0.390%
Principality Retention Buy to Let Product transfer 0.200%
Principality Retention Residential Product transfer 0.200%
Progressive All Products Residential Term loan 0.360%
Progressive Product Switch Residential Product transfer 0.190%
Puma Capital Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Pure Retirement Cash release product Residential Equity Release
Quantum Mortgages Buy To Let Buy to Let Term loan 0.700% 0.150% 0.850% 0.700%
Raw Capital Buy to Let Buy to Let Term loan 0.450% Based on 33% of a typical 1.5% arrangement fee
Raw Capital Non regulated bridge Buy to Let Non-reg Bridge 0.500% Based on 50% of a typical 1.5% arrangement fee
Redwood Bank Buy to Let Buy to Let Term loan 1.000% 0.250% 1.250%
Redwood Bank Commercial Commercial Term loan 0.600% 0.150% 0.750%
Reliance Bank Further Advance Residential Further advance 0.350%
Reliance Bank Home Purchase Residential Term loan 0.350%
Reliance Bank First Time Buyer Residential Term loan 0.350%
Reliance Bank Remortgage (including unencumbered properties) Residential Term loan 0.350%
Reliance Bank Residential Product Transfer Residential Term loan 0.180%
Roma Finance Bridging Buy to Let Non-reg Bridge 1.500% 0.250% 1.750% 1.650% Ensure you confirm you are from Connect
Roma Finance Buy to Let Buy to Let Term loan 0.950% 0.900%
Roma Finance Development Finance Development Development loan 1.000% 0.250% 1.250% Based on fee added to the loan
Saffron BS Buy to Let - Light Refurbishment & Ex Pat Buy to Let Term loan 0.350% 0.100% 0.450% 0.400%
Saffron BS Self Employed Residential Term loan 0.350% 0.100% 0.450% 0.400%
Saffron BS Professional and Contractor Mortgage Residential Term loan 0.350% 0.100% 0.450% 0.400%
Saffron BS Owner Occupier / Next Step/ FTB/Family Support Residential Term loan 0.350% 0.100% 0.450% 0.400%
Saffron BS Buy To Let/Ltd Company/HMO Buy to Let Term loan 0.350% 0.100% 0.450% 0.400%
Saffron BS p Residential Term loan 0.350% 0.100% 0.450% 0.400%
Saffron BS Product Transfer Residential Product transfer 0.330%
Saffron BS Product Transfer Buy to Let Product transfer 0.330%
Saffron BS Self Build Residential Self build 1.000%
Salboy Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Santander Commercial Commercial Mortgage Commercial Term loan 0.500% 0.100% 0.600% Reduced for loans in excess of £1m
Santander for Intermediaries Residential - Retention Residential Product transfer 0.180%
Santander for Intermediaries Buy to Let - Retention Buy to Let Product transfer 0.180%
Santander for Intermediaries Standard Residential Residential Term loan 0.330%
Santander for Intermediaries Standard products - L&G Exclusives Residential Term loan 0.330%
Santander for Intermediaries Ported Products Residential Porting product 0.330%
Santander for Intermediaries Buy to Let Buy to Let Term loan 0.400%
Scottish BS All Products Residential Term loan 0.410%
Scottish BS All Products - Holiday Let Buy to Let Term loan 0.410%
Scottish Widows Equity Release - Future Release Residential Equity Release 1.200%
Scottish Widows Further Advance Residential Further advance 0.345%
Scottish Widows Equity Release - Lump Sum & Further Advance Residential Equity Release 2.850%
Scottish Widows Product Transfer Residential Product transfer 0.345%
Scottish Widows Mortgage Acquisition Residential Term loan 0.345%
Secure Trust Commercial Mortgage Commercial Term loan 0.600% 0.150% 0.750% 0.600%
Secure Trust Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Selina Finance Second charge loan Residential Regulated Second Charge 1.000% 0.250% 1.250% 1.250%
Selina Finance Second charge loan Buy to Let Non-Reg Second charge 1.000% 0.250% 1.250% 1.250%
SG Kleinwort Hambros Buy to let Buy to Let Term loan 0.600% 0.150% 0.750% Can vary based on the arrangement fee
SG Kleinwort Hambros Bridge Buy to Let Non-reg Bridge 0.600% 0.150% 0.750% Can vary based on the arrangement fee
Shawbrook Buy to Let non-portfolio AVM Buy to Let Term loan 0.500% 0.100% 0.600%
Shawbrook Buy to let portfolio AVM Buy to Let Term loan 0.600% 0.150% 0.750%
Shawbrook Specialist range Buy to Let Term loan 1.000% 0.250% 1.250%
Shawbrook Bridging loan Buy to Let Non-reg Bridge 1.500% 0.450% 1.950%
Shawbrook BTL further advance Buy to Let Further advance 0.500% 0.150% 0.650%
Shawbrook BTL Product Transfer Buy to Let Product transfer 0.500% 0.150% 0.650%
Shawbrook Commercial further advance Commercial Further advance 0.500% 0.150% 0.650%
Shawbrook Commercial product transfer Commercial Product transfer 0.500% 0.150% 0.650%
Shawbrook Commercial term Commercial Term loan 1.000% 0.250% 1.250%
Skipton B/S Buy to Let Buy to Let Term loan 0.450% 0.450%
Skipton B/S Mainstream Residential Term loan 0.370% 0.370%
Skipton B/S Shared Ownership Residential Term loan 0.400% 0.400%
Skipton B/S Product Transfer - Residential Residential Product transfer 0.280% 0.280%
Skipton B/S Buy to Let - Product Transfer Buy to Let Product transfer 0.330% 0.330%
Skipton International Expat Mortgages and Non-UK nationals Buy to Let Term loan 0.700%
Spring Finance Residential Second charge loan Buy to Let Non-Reg Second charge 1.500% 0.250% 1.750%
Spring Finance Buy to Let Second charge loan Buy to Let Regulated Second Charge 1.500% 0.250% 1.750%
Stafford BS All Products Residential Term loan 0.370%
Standard Life Equity Release Residential Equity Release 2.000%
State Bank of India Professional BTL Buy to Let Term loan 0.700% 0.700%
State Bank of India Product Switch (Non Professional BTL) Buy to Let Product transfer 0.190% 0.190%
State Bank of India Non Professional BTL Buy to Let Term loan 0.450% 0.450%
State Bank of India Product Switch (Professional BTL) Buy to Let Product transfer 0.190% 0.190%
State Bank of India Commercial Commercial Term loan 0.600% 0.150% 0.750%
Step One Finance BTL Second charge loan Buy to Let Non-Reg Second charge 1.500% 0.250% 1.750%
Step One Finance Resi Second charge loan Residential Regulated Second Charge 1.500% 0.250% 1.750%
Stride Up Home Purchase Plan - Advised Residential Term loan 0.500% Must hold HPP permission
Stride Up Home Purchase Plan - Non Advised Residential Term loan 0.400%
Stride Up Single Unit BTL Buy to Let Term loan 0.500%
Stride Up SPV/Expat/HMO/Multi Unit/Portfolio BTL Buy to Let Term loan 0.670%
Stride Up Introducer Only Referal partner Term loan 0.320%
Suffolk BS Residential Residential Term loan 0.360%
Suffolk BS Buy To Let Buy to Let Term loan 0.360%
Suffolk BS Credit Repair Residential Term loan 0.360%
Suffolk BS RIO Residential Term loan 0.360% Flat fee paid of £140
Suffolk BS Further Advance Residential Further advance 0.000% Flat fee paid of £140
Suffolk BS Green Further advance (over £25k) Residential Further advance 0.000%
Swansea BS Residential Residential Term loan 0.350%
Swansea BS Buy to Let Buy to Let Term loan 0.350%
TAB Buy to Let bridge Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
TAB Commercial bridge Commercial Non-reg Bridge 1.500% 0.250% 1.750%
TAB Development Finance Development Development loan 1.500% 0.250% 1.750% Based on fee added to the loan
TAB Land with planning Commercial Land 1.500% 0.250% 1.750%
Tandem Specialist Residential Residential Term loan 0.550% 0.100% 0.650% 0.550%
Tandem Second charge loan Buy to Let Non-Reg Second charge 0.600% 0.150% 0.750%
Tandem Second charge loan Buy to Let Regulated Second Charge 0.600% 0.150% 0.750%
Teachers BS Shared Ownership Residential Term loan 0.320%
Teachers BS Mainstream Residential Term loan 0.320%
Teachers BS Buy to Let Buy to Let Term loan 0.320%
The Co-operative Bank Standard products Residential Term loan 0.370%
The Co-operative Bank Buy to Let/Let to Buy Buy to Let Term loan 0.430%
The Co-operative Bank Buy to Let/Let to Buy Premier Buy to Let Term loan 0.430%
The Co-operative Bank Retention - Mainstream Residential Product transfer 0.280%
The Co-operative Bank Buy to Let/Let to Buy - Retention Buy to Let Product transfer 0.280%
The Family Building Society Owner Occupier - Offset - Product Transfer Residential Product transfer 0.500%
The Family Building Society Buy to Let - Product Transfer Buy to Let Product transfer 0.500%
The Family Building Society Owner Occupier - Family Mortgage Residential Term loan 0.550% 0.100% 0.650% 0.550%
The Family Building Society Owner Occupier - Offset Residential Term loan 0.500% 0.100% 0.600% 0.500%
The Family Building Society Buy to Let Buy to Let Term loan 0.500% 0.100% 0.600% 0.500%
The Family Building Society Owner Occupier Residential Term loan 0.400% 0.100% 0.500% 0.400%
The Family Building Society All Products - Further Advance Residential Further advance 0.250%
The Family Building Society Owner Occupier - Product Transfer Residential Product transfer 0.400%
The Family Building Society Owner Occupier - Family Mortgage - Product Transfer Residential Product transfer 0.550%
The Mortgage Lender Residential Residential Term loan 0.450% 0.100% 0.550% 0.500%
The Mortgage Lender Buy to Let Buy to Let Term loan 0.500% 0.100% 0.600% 0.500%
The Mortgage Lender Product Transfer Buy to Let Product transfer 0.270% 0.000% 0.270% 0.270%
The Mortgage Lender Product Transfer Residential Product transfer 0.270% 0.000% 0.270% 0.270%
The Mortgage Works Buy to Let Buy to Let Term loan 0.390%
The Mortgage Works Large Portfolio Products Buy to Let Term loan 0.490%
The Mortgage Works Limited Company Buy to Let Buy to Let Term loan 0.490%
The Mortgage Works Switcher Product Advance Buy to Let Product transfer 0.190%
The Mortgage Works Limited Company Further Advance Buy to Let Further advance 0.490%
The Tipton RIO Residential Term loan 0.400% 0.150% 0.550% 0.400%
The Tipton Buy to Let Buy to Let Term loan 0.400% 0.150% 0.550% 0.400%
The Tipton Residential Residential Term loan 0.400% 0.150% 0.550% 0.400%
The Tipton Product Transfer Buy to Let Product transfer 0.180%
The Tipton Product Transfer Residential Product transfer 0.180%
Together Consumer and standard BTL Buy to Let Term loan 0.550% 0.450% 1.000% 0.550%
Together Residential Residential Term loan 0.550% 0.450% 1.000%
Together Regulated Bridging Residential Regulated Bridge 1.500% 0.250% 1.750%
Together Unregulated bridging Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
Together Commercial Mortgage Commercial Term loan 0.750% 0.250% 1.000%
Together Second charge loan Residential Regulated Second Charge 1.500% 0.250% 1.750%
Together Second charge loan Buy to Let Non-Reg Second charge 0.750% 0.250% 1.000%
TSB Residential Residential Term loan 0.350%
TSB Buy to let Buy to Let Term loan 0.430%
TSB Rate switch Buy to Let Product transfer 0.330%
TSB Rate switch Residential Product transfer 0.330%
Ultimate Finance BTL, Refurb, and Dev exit Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
United Trust Bank Product Transfer - Residential Residential Product transfer 0.370% 0.370%
United Trust Bank Product Transfer - Second Charge Residential Product transfer 0.800% 0.800%
United Trust Bank Second charge loan Residential Regulated Second Charge 1.000% 0.500% 1.500% 1.250% 1.000%
United Trust Bank First Charge Residential Term loan 0.400% 0.150% 0.550% 0.400%
United Trust Bank Unencumbered Property - 2nd Charge/Bridging Buy to Let Regulated Bridge 1.500% 0.250% 1.750% 0.650%
United Trust Bank Standard BTL Buy to Let Term loan 0.450% 0.150% 0.600% 0.450%
United Trust Bank Specialist BTL Buy to Let Term loan 0.450% 0.450% 0.900% 0.450%
United Trust Bank Bridge loans Buy to Let Non-reg Bridge 1.500% 0.250% 1.750%
United Trust Bank Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
Vernon BS Residential Residential Term loan 0.35%
Vernon BS Buy to Let Buy to Let Term loan 0.40%
Vernon BS Retention Buy to Let Product transfer 0.20%
Vernon BS Retention Residential Product transfer 0.20%
Vida Homeloans Residential Residential Term loan 0.600% 0.200% 0.800% 0.600% 0.55%
Vida Homeloans Buy to Let Buy to Let Term loan 0.600% 0.250% 0.850% 0.600% 0.55%
Vida Homeloans Product transfer Buy to Let Product transfer 0.380% 0.000% 0.380% 0.380% 0.38%
Vida Homeloans Product transfer Residential Product transfer 0.380% 0.000% 0.380% 0.380% 0.38%
Virgin Money Standard products Residential Term loan ` 0.45%
Virgin Money Buy to Let Buy to Let Term loan 0.45%
Virgin Money Product Transfer Buy to Let Product transfer 0.35%
Virgin Money Product Transfer Residential Product transfer 0.35%
Virgin Money Shared Ownership Residential Term loan 0.45%
West Bromwich BS All Products Residential Term loan 0.380% 0.38%
West Bromwich BS Further Advance Residential Further advance 0.380% 0.38%
West Bromwich BS Product Transfer Residential Product transfer 0.190% 0.19%
West One Regulated Bridging Residential Regulated Bridge 1.000% 0.250% 1.250% 1.15%
West One Non-regulated Bridging Buy to Let Regulated Bridge 1.400% 0.350% 1.750% 1.15%
West One Buy To Let Buy to Let Term loan 0.500% 0.100% 0.600% 0.500% 0.50%
West One Residential Residential Term loan 0.400% 0.100% 0.500% 0.400% 0.40%
West One Residential Second charge loan Residential Regulated Second Charge 1.500% 0.250% 1.750% Capped at £3750
West One Buy to Let Second charge loan Buy to Let Non-Reg Second charge 1.250% 0.250% 1.500% Capped at £3750
West One Consumer Buy to Let Second charge loan Buy to Let Regulated Second Charge 1.000% 0.250% 1.250% Capped at £3750
West One Development Finance Development Development loan 0.500% 0.250% 0.750% Based on fee added to the loan
YBS Commercial Commercial mortgages Commercial Term loan 0.600% 0.150% 0.750%
YBS Commercial Buy to let commercial Buy to Let Term loan 0.500% 0.150% 0.650%
Zephyr Homeloans Buy to Let Buy to Let Term loan 0.450% 0.150% 0.600% 0.45%

FAQ

How much of the adviser commission will I receive?

All Connect Network Members will receive a share of the adviser commission based on the distribution route selected. The percentage shared will be based on the advisers firm contract and grading achieved.

Which distribution route should I pick?

Firstly establish whether the product you are recommending to your client is an exclusive product to a particular distribution route. If it is an L&G exclusive for example, you will need to select this route. If this is not the case, you can select the route that you prefer. If you chose the packaging route, your application will need to be submitted via Connect an there will be a £99 application fee on full application submission. However, in many cases, the packaging route, with its bonus, will give you a higher level of commission as Connect will be sharing some of its distribution allowance with you. You will also benefit from the Connect team managing the case submission and administration for you.

Why does my illustration show a different level of commission?

Lenders pay marketing and distribution allowances to product distributors such as L&G club, Connect Direct and Connect Packaging. This pays the distributors for granting lenders access to their adviser relationships, marketing the products and research, placement and packaging services. The mortgage illustration includes any allowance paid to the distributor and this is not always broken down. It is important therefore that advisers refer to the above table to establish the adviser commission on which their share will be paid.

Direct submission of bridge and development loans.

For bridge and development cases, we remain committed to retain no more than 0.25% as Connects packaging and distribution allowance for our Network Members giving client advice. Whether you use the packaging route or submit directly where the lender allows this, the commission rate on the packaged table will apply. Where a lender does not pay commission, a 1% fee needs to be added to the loan which the network share and distribution allowance will be taken from.

Expert Adviser Commission

Bridge and Development advisers with Expert status, will receive their share based on the total commission received from the lender whenever they submit directly. Connect will deduct only the firms standard Network share.

Commission sacrifice

Connect allow you to sacrifice commission to improve terms for your customers. However, please not that any sacrifice will come from the Adviser share of commission and not from any packaging, distribution or club allowance paid to Connect or L&G. Where a lender does not pay commission, a 1% fee needs to be added to the loan which the network share and distribution allowance will be taken from.

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