Landlord Tax Changes: A Practical BTL Review for Advisers

Landlord Tax Changes:  Landlord tax changes are altering how rental income, ownership costs and property finance should be reviewed. From April 2026, Making Tax Digital began affecting higher-income landlords. Further property income tax changes follow in April 2027. These reforms do not decide whether a landlord should own property personally or through a company. However, they […]

Personal or Limited Company Buy-to-Let: Adviser Guide

Personal or Limited Company Buy-to-Let: Personal and limited company buy-to-let mortgages follow different ownership, taxation and underwriting routes. An adviser should establish the proposed ownership structure before researching lenders. The decision can affect rental calculations, available products, required documents, guarantees and future portfolio borrowing. A mortgage adviser can explain lending criteria. However, the landlord should […]