Affordability Guide

square infographic in blue brand colours, titled “Step-by-Step Mortgage Process Guide”. It displays four stages of the mortgage journey with matching icons: a document with a tick for pre-approval, a house for house hunting, a document with a pound sign for loan application, and a handshake for completion. Arrows link each step, and the layout remains clean, simple, and easy to follow.

Affordability Guide | Understanding Mortgage Affordability. Mortgage affordability explains how much you can borrow based on your financial situation. This affordability guide explains how lenders evaluate your income, spending, debts, and credit history when considering a mortgage offer. Lenders use this information to check if you can manage the required monthly payments. They also test your […]