Commercial vs Buy-to-Let Mortgages

comparing commercial and buy-to-let mortgages. The left side shows a commercial building with a mortgage document and a stack of notes featuring a £ symbol. The right side shows a house with a mortgage document and a note icon, also using a £ symbol. A “VS” label sits in the centre dividing the two sections.

Commercial vs Buy-to-Let Mortgages | If you are investing in property, you’ll face a key decision: whether to use a commercial mortgage or a buy-to-let mortgage. This choice is critical because each route brings different eligibility rules, interest rates, tax and regulatory implications. In simple terms, a commercial mortgage is designed for business-use properties, while […]