Independent Financial Advisers

Independent Financial Advisers may control their own business, brand and client relationships. However, regulated advice still requires a clear compliance structure. For many firms, joining an Appointed Representative mortgage network provides that structure. The network acts as the principal firm and oversees the regulated activities completed under its permissions. The practical question is therefore not […]

What is a Buy-to-Let Mortgage?

What is a Buy-to-Let Mortgage? A buy-to-let mortgage finances a property that will be rented to tenants rather than occupied by the borrower. The basic purpose is simple. However, the assessment differs significantly from a standard residential mortgage. Lenders examine the expected rent, property type, deposit, borrower profile and ownership structure. They may also consider […]