Consumer Duty: Evidencing Good Mortgage Client Outcomes

Consumer Duty Outcomes hero image showing a blue shield with tick, scales of justice, magnifying glass, compliance checklist, umbrella, house icon and FCA symbol, representing protection, fair treatment and regulatory oversight.

Consumer Duty outcomes changed the regulatory emphasis from completing a process to demonstrating an outcome. For mortgage advisers, a compliant file must do more than record which product was recommended. It should show how the client’s needs were understood, how risks were considered and why the recommendation supported a good outcome. For a mortgage network, […]