Second Charge Mortgage

The second charge mortgage market is rapidly becoming a key pillar of the broader UK mortgage landscape, far removed from its outdated “secured loan” image. Now fully FCA-regulated and increasingly sought after by homeowners and landlords alike, second charge loans offer a flexible solution for clients needing additional capital without remortgaging their existing first-charge deal. […]
Consumer Duty

Understanding Regulation in Buy-to-Let Mortgages and the Impact of Consumer Duty. The regulation of buy-to-let mortgages has long been a topic of discussion within the mortgage industry. Liz Syms, CEO of Connect for Intermediaries, recently shared her insights on this issue in the buy-to-let section of the new Certificate Practitioner in Specialist Property Finance (CPSP). […]