Top-Slicing and Let-to-Buy: BTL Opportunities in 2022

Top-Slicing and Let-to-Buy: Top-slicing allows some buy-to-let lenders to consider an applicant’s personal income when rent alone does not meet their affordability calculation. Let-to-buy allows a homeowner to let their existing home while buying another residential property. During a May 2022 Mortgage Solutions debate, brokers identified both areas as opportunities for lenders to offer broader […]