Commercial or Specialist Buy-to-Let? How Lenders Classify Complex Property

Commercial or Specialist Buy-to-Let?  Commercial and specialist buy-to-let mortgages can both finance investment property. However, they are not interchangeable. The correct route usually begins with the property’s use. A lender will consider who occupies it, how rent is generated and whether the building is residential, commercial or mixed-use. For mortgage advisers, this classification matters. A well-presented […]