Knowledge Bank

Over the last three years, we have seen more people move into the self-employed space. This can make having the right number of accounts or the right income drawn tricky. In this session, we will see how these lenders can help ease your clients' concerns with their approach tailored to the self-employed workforce. Join us… Read More »Knowledge Bank’s Criteria Clinic focusing on Self Employed

In life, things get missed. Whilst occasionally skipping breakfast may not have a major impact further down the line, things like missed payments can lead to bigger problems when it comes to borrowing money in the future. Join us for our next LIVE Criteria Clinic at 10 am on Monday, 8th January 2024, where we… Read More »Knowledge Bank | CRITERIA CLINIC Heavy Adverse

Back by popular demand!! Get ready for Knowledge Bank Criteria clinic focusing on Limited Company Part 2!! Are your clients looking to purchase a property via a limited company? Taking out a buy-to-let mortgage through a limited company or SPV (Special Purpose Vehicle) can be more tax-efficient than doing so in the client's personal name. But with… Read More »Knowledge Bank’s Criteria Clinic focusing on Limited Company part 2

Andy Rowe, Regional Sales Manager at the award-winning BTL lender, Zephyr Homeloans, will provide a brief update on the rental market, including UK rent prices, headlines from a landlord survey, and planned changes to EPC rules, as well highlights from Zephyr’s lending criteria. Andy will be able to answer any questions you have and help… Read More »Knowledge Bank’s Lender Spotlight with Zephyr Home Loans

Are your clients looking to purchase a property via a limited company? Taking out a buy-to-let mortgage through a limited company or SPV (Special Purpose Vehicle) can be more tax-efficient than doing so in the client's personal name. But with rising interest rates, subsidiary companies, choosing the correct SIC Codes and each lenders criteria on shareholding… Read More »CRITERIA CLINIC Limited Company Part 2

Achieve success with your affordability and adverse cases   With customers facing rising interest rates, soaring inflation and significantly increased living costs, the demand for specialist lending is growing. Whatever lending challenges your customers are facing, we have a range of solutions at Precise Mortgages and Kent Reliance for Intermediaries, part of the OSB Group.… Read More »Knowledge Bank’s Lender Spotlight with Precise Mortgages and Kent Reliance for Intermediaries

Buzz Aldrin, Anne Boleyn, Sir Francis Drake. Just because they were second doesn’t make them any less important! The same goes for taking out a Second Charge. Whether it be for home improvement, personal costs, or simply to avoid early repayment charges on the main mortgage, a Second Charge may be the best option for… Read More »Knowledge Bank Criteria Clinic – Second Charges

FOR INTERMEDIARIES ONLY Mortgage Market Conditions – Meeting the Challenge The mortgage market faces many challenges in both residential and buy-to-let. Whether it's the challenge of rising mortgage rates, cost of living, ICR stress calculations for landlords, or the forward planning for the revised Minimum Energy Efficiency Standards. Despite these many challenges, green shoots are… Read More »Lendinvest: Mortgage Market Conditions – Meeting the Challenge

FOR INTERMEDIARIES ONLY Introducing the Track Record mortgage: No deposit needed. For too long, deposits have held back renters from becoming homeowners. With house prices and the cost of living rising, how can people be expected to pay their rent, keep up with bills and save 5 figure sums for deposits? We think that needs… Read More »LENDER SPOTLIGHT: Skipton Building Society

For those little credit blips, those forgotten direct debits, or that mail order your client got that once. These lenders will help ease frustrations and see the common sense behind it; if you've got a case to place or want to learn more, our panel will be on hand. Join us for our next LIVE… Read More »Knowledge Banks Criteria Clinic focusing on Adverse Credit

Are your client’s incomes making the case tricky? Don’t miss our next webinar, where the doors are open to our Underwriting Team. In this special ‘Case Clinic’, Our Head of Underwriting, Matt Evans, will refresh you on the can-do approach we bring to your 50-90+ cases, particularly how we welcome all incomes. Then it’s over… Read More »LIVE Case Clinic: live help from our Head of Underwriting