EXPAT LENDER PANEL
If you are Directly Authorised or an Appointed Representative of a Network other than our own, you can access and receive 100% of the commission for all packaged products shown in the table below. If you would like to access any other product for your client from our 35 plus providers, we may be able to assist you on an introduced basis.
|Lender||Packaged||Product Guide||Commission||Key Criteria & Notes|
|Yes||Not Available||0.45%||Max LTV: 75%. Loan size: £75K - £1 million~~ Min property value: £100K~~ Max properties in portfolio: No Limit~~Min income: None~~ Min and max age: 21 - 80|
|Yes||Not Available||0.5%||Max LTV: 70%~~ Loan size: £50K - £5 million~~ Min property value: £71.5K~~ Max properties in portfolio: No Limit~~ Min income: None~~ Min and max age: 18 - No Max|
|Yes||VIEW||0.5% - 1%||Max LTV: 80%~~ Loan Size: £10K - £400K~~ Min Property Value: £50K~~ Max properties in portfolio: No Limit (max value of £1M with Castle Trust) ~~NOTE: Commission for products Flex 6 Flex 12 and BTL Refurb is 50% of the standard commission|
|Yes||VIEW||1.25%||Max LTV: 70%~~ Loan size: £50K - £25 million ~~Min property value: £200K~~ Max properties in portfolio: No Limit~~ Min income: None~~ Min and max age: No Limit|
|Yes||VIEW||0.75%||Referb Products - 1% Commission 1% Referb To Term Product - 1.25% Commission|
|Yes||VIEW||0.45%||Max LTV: 80% ~~Loan size: £50K - £500K ~~Max LTV: 80% ~~Min property value: £80K~~Max properties in portfolio: No limit~~Min income: 25K ~~Min and max age: 21 - 80|
|Yes||VIEW||0.4%||Max LTV: 75% ~~Loan size: £50K - £500K ~~Max LTV: 80% ~~Loan size: £50K - £750K~~Min property value: £75K~~Max properties in portfolio: No limit~~Min income: No restriction~~Min and max age: 25 - 85~~Lender USP: Will lend on muli-lets and HMOs|
|Yes||VIEW||0.75%||Max LTV: 75%~~Loan size: £75K to £10 million~~Min property value: £50K~~Max properties in portfolio: No limit~~Min income: No restriction~~Min and max age: From 21|
|Yes||VIEW||1.5%||Commission: Max proc fee £5K ~~Max LTV: 75% ~~Loan size: £10K - £500K~~Min property value: £40K~~Max properties in portfolio: No limit~~Min income: No restriction~~Min and max age: 18 - 80|
With access to over 35 Expat mortgage providers our team are ideally placed to help find the best possible finance solution for your client
- Market leading rates
- Buy to let mortgages up to 75% LTV
- Residential mortgages up to 90% LTV
- Loans from £25,000 with no maximum limit
- Interest only options
- Fixed and variable rates
- Light adverse credit options
- Finance options for Foreign Nationals
- Lending in England, Wales and Scotland
We provide lending options across a wide range of properties including:
- Buy to Let
- Holiday Homes
- Houses in Multiple Occupation (HMO)
- Student Lets
- New Build Flats & Houses
AREAS WHERE WE CAN HELP
- Finance options when buying through a limited company.
- Expats who reside in a range of different countries.
- Expats that do not have a UK bank account.
- Expats who are First Time Buyers / First Time Landlords.
- Expats who are professional landlords.
- Expats that are either Employed or Self Employed.
- Expat parents that are buying an investment property for their children whilst at university.
HOW TO WORK WITH US
Option 1 – Use our Packaging Service
If you have the appropriate regulatory permissions we can help you access a vast range of mortgage products from lenders who are on our packaging panel.
- You will retain the relationship with your client and be responsible for any advice.
- Connect’s in-house administration team will process the mortgage application on your behalf.
- On completion you will be paid 100% of the lender’s procuration fee.
Option 2 – Use our Referral Service
As our name suggests Intermediaries are at the heart of what we do and we work closely with all our lenders to try and find the best possible solution for your client. If you do not have the required permissions or would prefer for us to manage the entire process then our Referral Service is the right option for you.
- Our adviser will happily discuss your clients requirements with you and let you know whether we can help.
- Simply pass your client’s details on to the adviser, who will deal with them directly and be responsible for the advice.
- The adviser will source the whole of market to try and find your client the best mortgage to match their requirements.
- Connect’s in-house administration team will then process the mortgage application and support your client throughout the entire mortgage process right up to completion.
- You will then be paid a great share of the case commission.
Contact our dedicated Expat Finance team today on: