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EXPAT LENDER PANEL

If you are Directly Authorised or an Appointed Representative of a Network other than our own, you can access and receive 100% of the commission for all packaged products shown in the table below. If you would like to access any other product for your client from our 35 plus providers, we may be able to assist you on an introduced basis.

Lender Packaged Product Guide Commission Key Criteria & Notes
Yes Not Available 0.45% Max LTV: 75%. Loan size: £75K – £1 million
Min property value: £100K
Max properties in portfolio: No Limit
Min income: None
Min and max age: 21 – 80
Yes Not Available 0.5% Max LTV: 70%
Loan size: £50K – £5 million
Min property value: £71.5K
Max properties in portfolio: No Limit
Min income: None
Min and max age: 18 – No Max
Yes VIEW 0.5% – 1% Max LTV: 80%
Loan Size: £10K – £400K
Min Property Value: £50K
Max properties in portfolio: No Limit (max value of £1M with Castle Trust)
NOTE: Commission for products Flex 6 Flex 12 and BTL Refurb is 50% of the standard commission
Yes VIEW 1.25% Max LTV: 70%
Loan size: £50K – £25 million 
Min property value: £200K
Max properties in portfolio: No Limit
Min income: None
Min and max age: No Limit
Yes VIEW 0.75% Referb Products – 1% Commission 1% Referb To Term Product – 1.25% Commission
Yes VIEW  0.45% Max LTV: 80%
Loan size: £50K – £500K
Max LTV: 80%
Min property value: £80K
Max properties in portfolio: No limit
Min income: 25K
Min and max age: 21 – 80
Yes VIEW  0.4% Max LTV: 75%
Loan size: £50K – £500K
Max LTV: 80%
Loan size: £50K – £750K
Min property value: £75K
Max properties in portfolio: No limit
Min income: No restriction
Min and max age: 25 – 85
Lender USP: Will lend on muli-lets and HMOs
Yes VIEW  0.75% Max LTV: 75%
Loan size: £75K to £10 million
Min property value: £50K
Max properties in portfolio: No limit
Min income: No restriction
Min and max age: From 21
Yes VIEW  1.5%  Commission: Max proc fee £5K
Max LTV: 75%
Loan size: £10K – £500K
Min property value: £40K
Max properties in portfolio: No limit
Min income: No restriction
Min and max age: 18 – 80

With access to over 35 Expat mortgage providers our team are ideally placed to help find the best possible finance solution for your client


expatCRITERIA HIGHLIGHTS

  • Market leading rates
  • Buy to let mortgages up to 75% LTV
  • Residential mortgages up to 90% LTV
  • Loans from £25,000 with no maximum limit
  • Interest only options
  • Fixed and variable rates
  • Light adverse credit options
  • Finance options for Foreign Nationals
  • Lending in England, Wales and Scotland

We provide lending options across a wide range of properties including:

  • Residential
  • Buy to Let
  • Holiday Homes
  • Houses in Multiple Occupation (HMO)
  • Student Lets
  • New Build Flats & Houses

AREAS WHERE WE CAN HELP

  • Finance options when buying through a limited company.
  • Expats who reside in a range of different countries.
  • Expats that do not have a UK bank account.
  • Expats who are First Time Buyers / First Time Landlords.
  • Expats who are professional landlords.
  • Expats that are either Employed or Self Employed.
  • Expat parents that are buying an investment property for their children whilst at university.

HOW TO WORK WITH US

Option 1 – Use our Packaging Service

If you have the appropriate regulatory permissions we can help you access a vast range of mortgage products from lenders who are on our packaging panel.

  • You will retain the relationship with your client and be responsible for any advice.
  • Connect’s in-house administration team will process the mortgage application on your behalf.
  • On completion you will be paid 100% of the lender’s procuration fee.

Option 2 – Use our Referral Service

As our name suggests Intermediaries are at the heart of what we do and we work closely with all our lenders to try and find the best possible solution for your client. If you do not have the required permissions or would prefer for us to manage the entire process then our Referral Service is the right option for you.

  • Our adviser will happily discuss your clients requirements with you and let you know whether we can help.
  • Simply pass your client’s details on to the adviser, who will deal with them directly and be responsible for the advice.
  • The adviser will source the whole of market to try and find your client the best mortgage to match their requirements.
  • Connect’s in-house administration team will then process the mortgage application and support your client throughout the entire mortgage process right up to completion.
  • You will then be paid a great share of the case commission.

CONTACT US

Holli Stephen
Contact our dedicated Expat Finance team today on:

01708 676123

Submit an enquiry