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BUY TO LET LENDER PANEL

If you are Directly Authorised or an Appointed Representative of a Network other than our own, you can access and receive 100% of the commission for all packaged products shown in the table below. If you would like to access any other product for your client, we may be able to assist you on an introduced basis.

Lender Packaged Product Guide Commission Key Criteria & Notes
Yes Not Available 0.25% Max LTV: 60%
Loan size: Refer
Min property value: Refer
Max properties in portfolio: Refer
Min income: £50K
Min and max age: Refer
Yes Not Available 0.375% Max LTV: 75%
Loan size: £25001 – £3 million 
Min property value: Refer
Max properties in portfolio: Refer
Min income: Refer 
Min and max age: Refer
Yes VIEW 0.45% Max LTV: 75%. Loan size: £75K – £1 million
Min property value: £100K
Max properties in portfolio: No Limit
Min income: None
Min and max age: 21 – 80
Yes VIEW  0.6% Max LTV: 80%
Loan size: £75K – £1 million
Min property value: £100k
Yes VIEW 0.5% Max LTV: 70%
Loan size: £50K – £5 million
Min property value: £71.5K
Max properties in portfolio: No Limit
Min income: None
Min and max age: 18 – No Max
Yes VIEW 1% Max LTV: 80%
Loan Size: £10K – £400K
Min Property Value: £50K
Max properties in portfolio: No Limit (max value of £1M with Castle Trust)
NOTE: Commission for products Flex 6 Flex 12 and BTL Refurb is 50% of the standard commission
Yes VIEW 1.25% Max LTV: 70%
Loan size: £50K – £25 million 
Min property value: £200K
Max properties in portfolio: No Limit
Min income: None
Min and max age: No Limit
Lender USP: Foreign national expats and offshore companies considered.
Yes VIEW  0.35% Max LTV: 70%. Loan size: Max – £250K 
Min property value: £75K 
Max properties in portfolio: 5
Min income: £30K
Min age: 25
Yes VIEW  0.5% Max LTV: 70%. Loan size: £45K – 50K
Min property value: Refer 
Max properties in portfolio: No Limit
Min income: £20K
Min age: 21
Yes VIEW  0.4% Max LTV: 75%. Loan size: £50K – £500K. Min property value: £75K. Max properties in portfolio: No Limit. Min income: No restriction. Min and max age: 25 – 85.
Yes VIEW  1% Max LTV: 75%
Loan size: from £100K
Max LTV: 75%
Lender USP: Will lend on  HMOs.
Yes VIEW  1% Max LTV: 85%
Loan size: £100K – £500K
Max LTV: 85%
Lender USP: Will lend on  HMOs.
Yes  VIEW 

HMO Range
0.5% Max LTV: 80%
Loan size: £25001 – £1.5 million
Min property value: £75K
Max properties in portfolio: No limit
Min income: None
Min and max age: 25 – 75
Lender USP: Will lend to first time landlords and on new build flats and no minimum income for experienced landlords.
Yes VIEW  0.6% Max LTV: 75%
Loan size: £50K – £500K
Max LTV: 80%
Min property value: £75K
Max properties in portfolio: No limit
Min income: No restriction
Min and max age: 25 – 85
Lender USP: Will lend on muli-lets and HMOs.
Yes VIEW  0.45% Max LTV: 80%
Loan size: £50K – £500K
Max LTV: 80%
Min property value: £80K
Max properties in portfolio: No limit
Min income: 25K
Min and max age: 21 – 80
Lender USP: Will lend on muli-lets and HMOs.
Yes VIEW  1% Lender USP: Will lend on Foreign nationals
Expat clients and All types of residential property
semi-commercial property
commercial property and land/sites with planning
Yes VIEW  0.4% Max LTV: 80%
Loan size: £25001 – £1 million
Min property value: £70K
Max properties in portfolio: TBC
Min income: £18K
Min and max age: 21 – 75
Lender USP: Competitive non confirming products.
Yes Standard Range 

 LTD Co Exclusive
 0.5% Max LTV: 80%
Loan size: £25001 – £2 million
Min property value: £75K
Max properties in portfolio: No limit
Min income: No restriction
Min and max age: 25 – 85
Lender USP: Competitive interest rates with no income requirements and some adverse credit allowed.
Yes VIEW

 
FIXED RATES
 0.75% Max LTV: 75%
Loan size: £75K to £10 million
Min property value: £50K
Max properties in portfolio: No limit
Min income: No restriction
Min and max age: From 21
Lender USP: Will finance HMOs refurbishment projects and semi commercial properties.
Yes VIEW  1.5%  Commission: Max proc fee £5K
Max LTV: 75%
Loan size: £10K – £500K
Min property value: £40K
Max properties in portfolio: No limit
Min income: No restriction
Min and max age: 18 – 80
Lender USP: Will consider applicants with sub prime credit.
Yes VIEW 0.45% Max LTV: 80%
Loan size: £50K – £500K
Min property value: £75K
Max properties in portfolio: No Limit
Min income: None
Min and max age: 18 – 85
USP – £15K income for First time buyers first time landlords

Here at Connect we have built our business through our vast expertise across all areas of Buy to Let finance, making us the ideal partner for your all Buy to Let enquiries. Through our comprehensive panel of specialist lenders and dedicated team of experts on our Placement Help Desk, we strive to help you find the best BTL finance solution available to your client.

keys2CRITERIA HIGHLIGHTS

  • Market leading rates
  • Access to Exclusive Products
  • Up to 85% LTV
  • Loans from £25,000 with no maximum limit
  • Interest only options
  • Fixed and variable rates
  • Adverse credit options
  • Products with low fees and No ERCs
  • Products with no minimum income requirements
  • Lending in England, Wales, Scotland and Northern Ireland

AREAS WHERE WE CAN HELP

  • Limited company Buy-to-lets
  • Student lets and Houses in Multiple Occupation (HMOs)
  • First Time Buyers and First Time Landlords
  • High and low value properties
  • Expat Buy-to-let mortgages
  • Foreign National Buy-to-let mortgages
  • Flats above commercial premises
  • Low rental properties
  • Portfolio finance
  • High rise flats
  • Listed buildings
  • Lending into retirement
  • Self funding Buy-to-lets

HOW TO WORK WITH US

As part of our service we offer a free Mortgage Placement Help Desk to help you find the best mortgage option available to your client. Following our recommendation you can then decide whether you would like us to help you progress the enquiry in the following ways.

Option 1 – Use our Packaging Service

If you have the appropriate regulatory permissions we can help you access a vast range of mortgage products from lenders who are on our packaging panel.

  • You will retain the relationship with your client and be responsible for any advice.
  • Connect’s in-house administration team will process the mortgage application on your behalf.
  • On completion you will be paid 100% of the lender’s procuration fee.

Option 2 – Use our Referral Service

As our name suggests Intermediaries are at the heart of what we do and we work closely with all our lenders to try and find the best possible solution for your client. If you do not have the required permissions or would prefer for us to manage the entire process then our Referral Service is the right option for you.

  • Our adviser will happily discuss your clients requirements with you and let you know whether we can help.
  • Simply pass your client’s details on to the adviser, who will deal with them directly and be responsible for the advice.
  • The adviser will source the whole of market to try and find your client the best mortgage to match their requirements.
  • Connect’s in-house administration team will then process the mortgage application and support your client throughout the entire mortgage process right up to completion.
  • You will then be paid a great share of the case commission.

CONTACT US

Oliver Kevin
Contact our dedicated Buy to Let Finance team today on:

01708 676123

Submit an enquiry