Knowledge Bank

Semi-commercial mortgages are used to purchase property that includes both commercial and residential elements. You might also hear these products referred to as ‘part commercial, part residential mortgages’ or ‘mixed-use mortgages’. Whether your client has a flat above a shop or a guest house with a residential element to it - Join us LIVE for our… Read More »Criteria Clinic – Semi-Commercial – Knowledge Bank

Whether its converting a historic building, renovating a local pub, creating a new leisure and hospitality complex property development finance is used for all sorts of property ventures. With every Development finance case being completely unique, this side of the market can be difficult to navigate. Join us for our next LIVE Criteria Clinic where… Read More »Criteria Clinic – Development Finance – Knowledge Bank

This is your exclusive invitation to a FREE 45 minute webinar with Shawbrook to discuss the opportunities that bridging finance presents to your professional investor clients in an ever changing landscape. Please join Lee Williams, National Relationship Manager, as he discusses: Bridging in a changeable market  New opportunities for your clients The importance of understanding… Read More »Lender Spotlight – Shawbrook – Knowledge Bank

Are you new to the industry? or just looking to expand your Knowledge of HMO's and Multi Unit Freehold Blocks? Wether you have a client looking for a mortgage or just wanted to learn, we have something you for! Join us for our next LIVE Criteria Clinic at 10am on 28th November where we will… Read More »Criteria Clinic – HMO/MUFB – Knowledge Bank

Join Key Relationship Managers David Venn & Mark Shelper as they take you through the recent history of Credit Impairment in the UK and what impact the current financial crisis is having. David and Mark will explore current trends and discuss what solutions Tandem Specialist Mortgages have available to assist with Credit Impaired clients. We’ll… Read More »Lender Spotlight – Tandem Bank – Knowledge Bank

Staycation anyone? Our panel will cover all things Holiday Let & Holiday Home. This session promises to leave brokers more confident in tackling the ever-growing interest in this market. Join us for our next LIVE Criteria Clinic at 10 am on Monday, 20th March 2023, where we will answer your questions on criteria relating to… Read More »WEBINAR: Knowledge Bank Criteria Clinic – Holiday Lets & Holiday Homes

Lenders Live Episode 33. The mortgage industry's only LinkedIn Audio. Come join us to listen in or get involved in the debate. Join us on Monday at 11 am for another "Lenders Live". Another unmissable round-up of criteria news and hear from our illustrious panel of industry experts giving their thoughts on what’s making the… Read More »WEBINA: Lenders Live

Join our National Sales Manager, Nathan Goodridge, to discover how Foundation, the specialist residential mortgage experts, can support you with your residential clients this year. Complex income cases, self-employed clients and cases which don't fit mainstream criteria. Foundation Home Loans will join us to showcase their criteria, plus a LIVE Q&A session will be held.… Read More »WEBINA: Lender Spotlight with Foundation Home Loans on Specialist Residential Cases

This year’s top broker searches tackled by Tandem “Defaults registered in the last 3 years”, “Missed or late payment” “Self-employed”… These are some of the most popular broker searches for mortgage lenders this year. Join Tandem, the UK’s greener bank, as they discuss how they’ve reimagined the mortgage process, helping those underserved customers who do… Read More »WEBINA: Top Broker Searches

Whether it’s a HMO, property above commercial or split use, these lenders will find a home. Join the session and bring those tricky-to-place cases along to challenge our panel. Join us for our next LIVE Criteria Clinic at 10 am on Monday, 3rd April 2023, where we will answer your questions on criteria relating to… Read More »WEBINA: Knowledge Bank – Criteria Clinic

Are your client’s incomes making the case tricky? Don’t miss our next webinar, where the doors are open to our Underwriting Team. In this special ‘Case Clinic’, Our Head of Underwriting, Matt Evans, will refresh you on the can-do approach we bring to your 50-90+ cases, particularly how we welcome all incomes. Then it’s over… Read More »LIVE Case Clinic: live help from our Head of Underwriting

FOR INTERMEDIARIES ONLY Introducing the Track Record mortgage: No deposit needed. For too long, deposits have held back renters from becoming homeowners. With house prices and the cost of living rising, how can people be expected to pay their rent, keep up with bills and save 5 figure sums for deposits? We think that needs… Read More »LENDER SPOTLIGHT: Skipton Building Society

FOR INTERMEDIARIES ONLY Mortgage Market Conditions – Meeting the Challenge The mortgage market faces many challenges in both residential and buy-to-let. Whether it's the challenge of rising mortgage rates, cost of living, ICR stress calculations for landlords, or the forward planning for the revised Minimum Energy Efficiency Standards. Despite these many challenges, green shoots are… Read More »Lendinvest: Mortgage Market Conditions – Meeting the Challenge

Buzz Aldrin, Anne Boleyn, Sir Francis Drake. Just because they were second doesn’t make them any less important! The same goes for taking out a Second Charge. Whether it be for home improvement, personal costs, or simply to avoid early repayment charges on the main mortgage, a Second Charge may be the best option for… Read More »Knowledge Bank Criteria Clinic – Second Charges

Achieve success with your affordability and adverse cases   With customers facing rising interest rates, soaring inflation and significantly increased living costs, the demand for specialist lending is growing. Whatever lending challenges your customers are facing, we have a range of solutions at Precise Mortgages and Kent Reliance for Intermediaries, part of the OSB Group.… Read More »Knowledge Bank’s Lender Spotlight with Precise Mortgages and Kent Reliance for Intermediaries

Are your clients looking to purchase a property via a limited company? Taking out a buy-to-let mortgage through a limited company or SPV (Special Purpose Vehicle) can be more tax-efficient than doing so in the client's personal name. But with rising interest rates, subsidiary companies, choosing the correct SIC Codes and each lenders criteria on shareholding… Read More »CRITERIA CLINIC Limited Company Part 2

Andy Rowe, Regional Sales Manager at the award-winning BTL lender, Zephyr Homeloans, will provide a brief update on the rental market, including UK rent prices, headlines from a landlord survey, and planned changes to EPC rules, as well highlights from Zephyr’s lending criteria. Andy will be able to answer any questions you have and help… Read More »Knowledge Bank’s Lender Spotlight with Zephyr Home Loans

Back by popular demand!! Get ready for Knowledge Bank Criteria clinic focusing on Limited Company Part 2!! Are your clients looking to purchase a property via a limited company? Taking out a buy-to-let mortgage through a limited company or SPV (Special Purpose Vehicle) can be more tax-efficient than doing so in the client's personal name. But with… Read More »Knowledge Bank’s Criteria Clinic focusing on Limited Company part 2

In life, things get missed. Whilst occasionally skipping breakfast may not have a major impact further down the line, things like missed payments can lead to bigger problems when it comes to borrowing money in the future. Join us for our next LIVE Criteria Clinic at 10 am on Monday, 8th January 2024, where we… Read More »Knowledge Bank | CRITERIA CLINIC Heavy Adverse